{"id":26912,"date":"2022-01-17T23:09:02","date_gmt":"2022-01-17T21:09:02","guid":{"rendered":"https:\/\/financer.ee\/?post_type=company_single&#038;p=26912"},"modified":"2024-05-05T16:22:49","modified_gmt":"2024-05-05T13:22:49","slug":"clementer","status":"publish","type":"company_single","link":"https:\/\/financer.ee\/ettevote\/clementer\/","title":{"rendered":"Clementer"},"content":{"rendered":"\n<p>Clementer O\u00dc on uus Eesti krediidiandja, kes annab <strong>laenu kinnisvara tagatisel<\/strong>. Clementer on spetsialiseerunud ainult <a href=\"https:\/\/financer.ee\/laenud\/hupoteeklaen\/\" data-type=\"page\" data-id=\"2685\">h\u00fcpoteeklaenudele<\/a> ning seega saab laenu ainult siis, kui sul on v\u00f5imalik pakkuda tagatiseks kinnisvara.<\/p>\n\n\n<h3>Clementeri h\u00fcpoteeklaenude p\u00f5hitingimused<\/h3>\n<p><\/p>\n<ul>\n<li><strong>Intress:<\/strong>\u00a0alates 10% aastas<\/li>\n<li><strong>Laenusumma:<\/strong>\u00a01000 kuni 100\u202f000 eurot<\/li>\n<li><strong>Laenuperiood:\u00a0<\/strong>3 kuud kuni 10 aastat<\/li>\n<li><strong>Lepingutasu:<\/strong>\u00a01% laenusummast<\/li>\n<li>Laenusumma\u00a0<strong>kuni 70% tagatisvara turuv\u00e4\u00e4rtusest<\/strong><\/li>\n<li>Laenu saamiseks ei pea tagatis sulle kuuluma (aga muidugi pead saama n\u00f5usoleku tagatise omanikult)<\/li>\n<li>Laenu ennet\u00e4htaegne tagastamine on <strong>tasuta<\/strong><\/li>\n<li>Maksegraafiku muutmine (sh pikendamine) maksab minimaalselt 100\u20ac (1% laenuj\u00e4\u00e4gilt)<\/li>\n<\/ul>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/clementer\/redirect\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Taotle h\u00fcpoteeklaenu<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Clementeri_laenud\">Clementeri laenud<\/h2>\n\n\n\n<p>Sisuliselt annab Clementer laenu ainult kinnisvara tagatise alusel, kuid seda mitmete otstarvete jaoks. Clementeri laenuv\u00f5imalused on j\u00e4rgnevad:<\/p>\n\n\n\n<ul>\n<li>H\u00fcpoteeklaen<\/li>\n\n\n\n<li>Refinantseerimine<\/li>\n\n\n\n<li>Kinnisvara ostmine<\/li>\n\n\n\n<li>Kinnisvara ehitus\/arendus<\/li>\n\n\n\n<li>Avanss kinnisvara m\u00fc\u00fcmisel<\/li>\n\n\n\n<li>Krediidiliin kinnisvara tagatisel<\/li>\n\n\n\n<li>Laen maa tagatisel<\/li>\n<\/ul>\n\n\n\n<p>Laias laastus on enamike laenude tingimused samasugused &#8211; laenusumma ulatub 100 000 euroni ning intress on sama.<\/p>\n\n\n\n<p>Kui soovid saada <strong>kinnisvara m\u00fc\u00fcgi korral raha kiiremini k\u00e4tte<\/strong>, siis pakub Clementer selle jaoks kinnisvara avanssi ning selle laenuperiood on l\u00fchem: maksimaalselt 1 aasta.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div>Clementer on unikaalne h\u00fcpoteeklaenufirma, kuna laenuvalikus on ka kinnisvara ostmine. Sa saad tagatiseks seada ostetava kinnisvara ning saad laenu 70% ulatuses. Niiviisi saad osta h\u00fcpoteeklaenuga endale kodu, kui pangad peaksid andma eitava vastuse <a href=\"https:\/\/financer.ee\/laenud\/hupoteeklaen\/kodulaen\/\">kodulaenule<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Laen_kodu_ehitamiseks_vi_kinnisvara_arendamiseks\">Laen kodu ehitamiseks v\u00f5i kinnisvara arendamiseks<\/h3>\n\n\n\n<p>Veel \u00fcks natuke unikaalsem Clementeri h\u00fcpoteeklaen puudutab kodu ehitust v\u00f5i kinnisvara arendust. Sellise otstarbe korral saad laenata kuni 100 000 eurot maksimaalselt 4 aastaks.<\/p>\n\n\n\n<p>Laenu muudab eriliseks selle t\u00f6\u00f6p\u00f5him\u00f5te. Nimelt, sa ei pea kogu laenusummat korraga v\u00e4lja v\u00f5tma. Sa v\u00f5id kasutusele v\u00f5tta osa summast, vastavalt sellele, kui palju sul ehituse jaoks raha vaja on. Intressi pead maksma ainult selle summa pealt! <\/p>\n\n\n\n<p>Kui hiljem vajad ehituse jaoks raha juurde, saad v\u00f5tta oma krediidisummast raha juurde.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>Clementer on laenuandja, kus saad igal juhul laenu taotleda seni, kuni sul on kas plaanis kodu osta v\u00f5i soovid raha oma olemasoleva kodu tagatisel.<\/div>\n\n\n<p>Clementer ei ole k\u00fcll k\u00f5ige soodsam kinnisvaralaen v\u00f5rreldes t\u00fc\u00fcpiliste pangalaenudega, ent <strong>h\u00fcpoteeklaenude seas on tegemist \u00fche soodsaima variandiga<\/strong>. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/clementer\/redirect\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Taotle h\u00fcpoteeklaenu<\/a><\/div>\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Kas sul on olnud kokkupuuteid Clementeri teenustega? Kui nii, j\u00e4ta meile oma arvustus, kasutades allolevat hinnangufunktsiooni!<\/div>","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1],"company_type":[4,3],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/26912"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=26912"}],"version-history":[{"count":9,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/26912\/revisions"}],"predecessor-version":[{"id":77750,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/26912\/revisions\/77750"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=26912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=26912"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_type?post=26912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}