{"id":5522,"date":"2017-07-05T05:17:33","date_gmt":"2017-07-05T03:17:33","guid":{"rendered":"https:\/\/financer.ee\/?post_type=company_single&#038;p=5522"},"modified":"2024-08-29T21:02:04","modified_gmt":"2024-08-29T18:02:04","slug":"mintos","status":"publish","type":"company_single","link":"https:\/\/financer.ee\/ettevote\/mintos\/","title":{"rendered":"Mintos"},"content":{"rendered":"\n<p>Mintos on L\u00e4tist p\u00e4rit <a href=\"https:\/\/financer.ee\/laenud\/uhisrahastus\/\">\u00fchisrahastusplatvorm<\/a>, mis hakkas j\u00e4rsult kogu Baltikumis ja sealhulgas ka Eestis meeletult hoogu koguma, j\u00e4ttes <a href=\"https:\/\/financer.ee\/ettevote\/bondora\/\">Bondora<\/a> ja <a href=\"https:\/\/financer.ee\/ettevote\/omaraha\/\">Omaraha<\/a> kaugele seljataha.<\/p>\n\n\n\n<p>2015. aastal alguse saanud Mintos on n\u00fc\u00fcd suurim Euroopa \u00fchisrahastusplatvorm:<\/p>\n\n\n<h3><\/h3>\n<p><\/p>\n<ul>\n<li><strong>Registreeritud kasutajaid<\/strong>: 470 000+ (60+ riigist)<\/li>\n<li><strong>Keskmine intressim\u00e4\u00e4r<\/strong>: 9.49%<\/li>\n<li><strong>Rahastatud laene<\/strong>: 26 600 000+<\/li>\n<li><strong>Raha investeeritud laenudesse<\/strong>: 7 870 000 000\u20ac+<\/li>\n<\/ul>\n\n\n<p>Mintos on suuresti tuntud kui k\u00f5ige parema funktsionaalsusega, k\u00f5ige paindlikum ja k\u00f5ige aktiivsem \u00fchisrahastusplatvorm. <\/p>\n\n\n\n<p>Mintoses saab investeerida eraisikute <strong>v\u00e4ikelaenudesse, kiirlaenudesse <\/strong>ja <strong>autolaenudesse<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/mintos\/redirect\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri Mintost l\u00e4hemalt<\/a><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3>Mintoses investeerimine: KKK<\/h3><h4>Kes saab Mintoses investeerida?<\/h4><div class=\"faq_inner\">Absoluutselt iga\u00fcks, kes on EL-i resident ning v\u00e4hemalt 18-aastane! Investeerida saavad ka EL-is registreeritud ettev\u00f5tted.<\/div><h4>Kui suur on Mintose minimaalne investeering?<\/h4><div class=\"faq_inner\">Mintoses saad investeerida korraga minimaalselt 10 eurot.<\/div><h4>Kui palju Mintoses investeerimine maksab?<\/h4><div class=\"faq_inner\">Mitte midagi! Mintoses investeerimine on t\u00e4iesti tasuta &#8211; investoritel pole mingeid teenustasusid.<\/div><h4>Kui palju Mintoses investeerides teenida on v\u00f5imalik?<\/h4><div class=\"faq_inner\">K\u00f5ik s\u00f5ltub sinu valikutest ja investeerimisstrateegiast, kuid \u00fcldiselt j\u00e4\u00e4b aastane tulu 8-10% kanti. Pea aga meeles, et miski pole garanteeritud ning laenud v\u00f5ivad ka &#8220;hapuks&#8221; minna.<\/div><h4>Kuidas k\u00e4ib Mintose tulu maksustamine?<\/h4><div class=\"faq_inner\">Mintose tulu tuleb lisada tuludeklaratsioonile samamoodi nagu iga teine tulu &#8211; sa pead lisama ise k\u00e4sitsi oma Mintose tulu tuludeklaratsioonile. <a href=\"https:\/\/www.mintos.com\/en\/taxation-estonia-en\/\">Siit lehelt<\/a> leiab \u00fclevaate sellest, kuidas t\u00e4pselt Mintose tulu deklareerida.<\/div><h4>Kas Mintoses investeerimine on turvaline?<\/h4><div class=\"faq_inner\">Mintos on \u00fcks k\u00f5ige turvalisemaid platvorme \u00fchisrahastusmaailmas, olles tegutsenud juba v\u00e4ga pikka aega. Mintosel on ka investori kompensatsioonis\u00fcsteem, millega on kaitstud kuni 20 000\u20ac ning sinu varasid hoitakse Mintose varadest eraldi. K\u00f5igele lisaks on Mintos reguleeritud L\u00e4tis.<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Mintoses_investeerimine_philised_tingimused\">Mintoses investeerimine: p\u00f5hilised tingimused<\/h2>\n\n\n\n<p>\u00dcks hea uudis k\u00f5igi jaoks, kes soovivad pisut <a href=\"https:\/\/financer.ee\/opetused\/kuidas-teenida-rohkem-raha\/\" data-type=\"how_to\" data-id=\"4013\">lisaraha teenida<\/a>, on see, et Mintose platvormil on\u00a0<strong>registreerumine meeletult lihtne<\/strong>. <\/p>\n\n\n\n<p>Investeerimiseks pead olema v\u00e4hemalt 18-aastane ning sul peab olema Euroopas pangakonto. Ongi k\u00f5ik! Registreerumisvormi enda t\u00e4itmine v\u00f5tab vaid minuti (muidugi tuleb l\u00e4bida ka isikutuvastus).\u00a0<em>PS: Mintoses saavad investeerida ka ettev\u00f5tted.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Mintose_olulised_tingimused\">Mintose olulised tingimused<\/h3><li>\n<p>Mintosel ei ole mingeid teenustasusid investorile.<\/p>\n<\/li><li>\n<p>Investeerida saab minimaalselt\u00a0<strong>10\u20ac<\/strong>.<\/p>\n<\/li><li>\n<p>Olemas on j\u00e4relturg, kus saad oma investeeringuid m\u00fc\u00fca ja sedasi raha varem k\u00e4tte saada. J\u00e4relturu teenustasu on 1%.<\/p>\n<\/li><li>\n<p>Olemas on automaatse investeerimise v\u00f5imalus \u2013 nii ei pea sa ise pidevalt silma peal hoidma.<\/p>\n<\/li><li>\n<p>Mintoses on v\u00f5imalik saada ka tagasiostugarantii \u2013 st, kui laenumakse on hilinenud rohkem kui 60 p\u00e4eva, saad oma investeeringu tagasi (+ kogutud intressid).<\/p>\n<\/li><li>\n<p>Mintos ei k\u00fcsi raha v\u00e4ljamakselt teenustasu.<\/p>\n<\/li><\/ul><\/div>\n\n<h3 id=\"Kuidas_Mintos_ttab\">Kuidas Mintos t\u00f6\u00f6tab?<\/h3><div class=\"howto_desc\"><!-- wp:heading -->\nKui enamus \u00fchisrahastusportaale toimivad p\u00f5him\u00f5ttel investor -&gt; laenusaaja, siis Mintos toimib p\u00f5him\u00f5ttel investor -&gt; laenufirma -&gt; laenusaaja ehk <strong>Mintoses saad sa anda raha laenufirmale, kes seej\u00e4rel laenab raha laenusoovijale<\/strong>.\n<!-- \/wp:paragraph --><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Samm 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Ava-Mintoses-konto\">Ava Mintoses konto<\/h3>T\u00e4ida Mintose kodulehel <a href=\"https:\/\/www.mintos.com\/en\/investor-registration\/\">registreerumisvorm<\/a> oma e-posti aadressi abil.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Samm 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Labi-isikutuvastus\">L\u00e4bi isikutuvastus<\/h3>J\u00e4rgi Mintose juhiseid isikutuvastuse l\u00e4bimiseks. Isikutuvastuse jaoks on vaja \u00fcles laadida ID-kaardi koopia ja esitada ka aadressi t\u00f5estus (nt m\u00f5ni hiljutine kommunaalarve).<\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Samm 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Kanna-kontole-raha\">Kanna kontole raha<\/h3>Kanna oma Mintose kontole raha, kasutades kontol olevaid juhiseid. Raha saad kanda Mintosesse tavalise panga\u00fclekandega oma Eesti pangakontolt.<\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Samm 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Vali-endale-investeerimisstrateegia\">Vali endale investeerimisstrateegia<\/h3>Mintoses saad valida mitme automaatse investeerimisstrateegia vahel, mis t\u00e4hendab, et sa ei pea \u00fcldse ise midagi tegema &#8211; platvorm investeerib raha sinu eest. Lihtsalt vali oma soovidele ja riskitaluvusele vastav strateegia ja ongi valmis!<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Mintose_investeerimisstrateegiad\">Mintose investeerimisstrateegiad<\/h2>\n\n\n\n<p>Mintoses on investeerimiseks 2 v\u00f5imalust: sa v\u00f5id valida \u00fche kolmest investeerimisstrateegiast v\u00f5i investeerida ise k\u00e4sitsi. <\/p>\n\n\n\n<p>K\u00e4sitsi investeerides saad ise valida iga individuaalse investeeringu &#8211; <strong>kogu kontroll on t\u00e4ielikult sinu k\u00e4es<\/strong>. <\/p>\n\n\n\n<p>\u00dcks suur erinevus k\u00e4sitsi investeerides vs strateegiat kasutades on ligip\u00e4\u00e4s rahale: <strong>k\u00e4sitsi investeerides saad oma raha k\u00e4tte alles siis, kui laen l\u00f5puks tagasi makstakse v\u00f5i m\u00fc\u00fcd laenu j\u00e4relturul maha<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mintose_3_investeerimisstrateegiat\">Mintose 3 investeerimisstrateegiat:<\/h3>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th>Strateegia<\/th><th>Mitmek\u00fclgne<\/th><th>Konservatiivne<\/th><th>K\u00f5rge tootlusega<\/th><\/tr><\/thead><tbody><tr><td>Keskmine intress<\/td><td>8.71%<\/td><td>8.76%<\/td><td>10.1%<\/td><\/tr><tr><td>Strateegia olemus<\/td><td>Mitmek\u00fclgsed investeeringud, mis katavad kogu platvormi v\u00f5imalused<\/td><td>Investeeringud k\u00f5rgeima riskiskooriga laenuandjatelt<\/td><td>Prioriteet on k\u00f5rgeima intressim\u00e4\u00e4raga investeeringutel<\/td><\/tr><tr><td>Laenuvalik<\/td><td>Investeeringud k\u00f5ikidelt laenuandjatelt<\/td><td>Investeeringud laenuandjatelt, kelle portfell on v\u00e4hemalt 80% ulatuses \u00f5igeaegsete maksetega<\/td><td>Platvormi top 60% intressim\u00e4\u00e4raga v\u00f5imalused<\/td><\/tr><tr><td>Mintose riskiskoor<\/td><td>10 kuni 2<\/td><td>10 kuni 7<\/td><td>10 kuni 2<\/td><\/tr><tr><td>Ligip\u00e4\u00e4s oma rahale<\/td><td>Kohene<\/td><td>Kohene<\/td><td>Kohene<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Mintose_eelised_ja_puudused\">Mintose eelised ja puudused<\/h2>\n\n\n\n<p>Igal heal on omad vead, Mintos ei ole siinkohal mingi erand. \u00dchisrahastusplatvormid on \u00fcle\u00fcldiselt pisut \u201comamoodi\u201d platvormid, kus tegutsemine ei pruugi iga\u00fchele maitse j\u00e4rgi olla, ent automatiseeritud investeerimine niiv\u00f5rd madala limiidiga nagu Mintoses aitab alustada investeerimist iga\u00fchel, kes tahab oma raha kasvatada.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Mintose plussid<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Portaal on kena v\u00e4limusega, professionaalne ning v\u00e4ga lihtsasti m\u00f5istetav<\/p>\n<\/li><li>\n<p>Valikus on v\u00e4ga palju laenuandjaid, aktiivne investeerimisturg<\/p>\n<\/li><li>\n<p>Saadaval j\u00e4relturg ja tagasiostugarantii<\/p>\n<\/li><li>\n<p>Investoritel pole teenustasusid<\/p>\n<\/li><li>\n<p>Minimaalselt saab investeerida juba \u00fcksnes alates 10 eurost<\/p>\n<\/li><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Mintose miinused<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>J\u00e4relturul on teenustasu \u2013 1%<\/p>\n<\/li><li>\n<p>Saad investeerida siiski \u00fcldiselt ainult v\u00e4ikelaenudesse, mis pole tagatud kinnisvaraga (seega on riskid palju k\u00f5rgemad)<\/p>\n<\/li><li>\n<p>Kuna valikuid on palju, v\u00f5ib esialgu olla investeerimine \u00fcpris keeruline ja v\u00f5id teha halbu valikuid<\/p>\n<\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<p>Kindlasti ei tohiks unustada, et Mintos on \u2013 nagu k\u00f5ik teisedki sarnased platvormid \u2013 siiski l\u00f5ppude l\u00f5puks n\u00f6 laenude vahendamisplatvorm ning kui sa investeerid raha, ei saa keegi garanteerida, et saad oodatud tootlikkuse v\u00f5i laen ei l\u00e4he hapuks. <\/p>\n\n\n\n<p>Seep\u00e4rast ole alati ettevaatlik, <strong>hajuta riske korralikult<\/strong> ning <strong>\u00e4ra tee rutakaid otsuseid<\/strong>!<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/mintos\/redirect\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri Mintost l\u00e4hemalt<\/a><\/div>","protected":false},"author":28,"featured_media":17365,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[41],"company_type":[35],"overall_rating":"4.69444444","_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/5522"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=5522"}],"version-history":[{"count":50,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/5522\/revisions"}],"predecessor-version":[{"id":78523,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/5522\/revisions\/78523"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media\/17365"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=5522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=5522"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_type?post=5522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}