{"id":621,"date":"2015-11-25T13:22:14","date_gmt":"2015-11-25T13:22:14","guid":{"rendered":"https:\/\/financer.ee\/?post_type=company_single&#038;p=621"},"modified":"2024-05-05T22:19:03","modified_gmt":"2024-05-05T19:19:03","slug":"swedbank","status":"publish","type":"company_single","link":"https:\/\/financer.ee\/ettevote\/swedbank\/","title":{"rendered":"Swedbank"},"content":{"rendered":"\n<p>Swedbank on nimi, mis on vaieldamatult tuntud igale Eesti inimesele. <strong>Suuremal osal eestlastest on Swedbankis konto v\u00f5i on seal v\u00e4hemalt kunagi olnud<\/strong>. Eesti suurima t\u00e4isteenuspangana on Swedbankil koht paljud inimeste eludes.<\/p>\n\n\n\n<p>Eesti suurima pangana pakub Swedbank k\u00f5iki teenuseid, mida v\u00f5iksid v\u00e4hegi rahaasjade haldamiseks vajada:<\/p>\n\n\n<h3><\/h3>\n<p><\/p>\n<ul>\n<li>Igap\u00e4evapanganduse teenused<\/li>\n<li>Maksekaardid ja mobiilsed maksev\u00f5imalused<\/li>\n<li>Laenud ja liiisingud<\/li>\n<li>Kindlustusteenused<\/li>\n<li>S\u00e4\u00e4stmine ja investeerimine<\/li>\n<li>Pensionifondid<\/li>\n<\/ul>\n\n\n<p>Swedbank on paljude jaoks \u201ckodupank\u201d, mis t\u00e4hendab \u00fchtlasi, et kui on vaja v\u00e4ikelaenu, autolaenu, kodulaenu v\u00f5i midagi muud taolist, p\u00f6\u00f6rdutakse Swedbanki poole. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>Kas sul on olnud kokkupuuteid Swedbanki teenuste v\u00f5i teenindusega \u00fcle\u00fcldiselt? Ehk on sul muljeid, mida tahaksid teistega jagada? <strong>Financer.com kaudu saad j\u00e4tta oma arvustuse Swedbanki toodete kohta! <\/strong>\nArvustuse kirjutamiseks keri lehek\u00fclg allapoole ja leiad funktsiooni, mille vahendusel saad m\u00f5ne hetkega j\u00e4tta oma isikliku arvustuse. Aita ka teistel aru saada, millised on Swedbanki teenused!<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_teenuste_kiire_levaade\">Swedbank teenuste kiire \u00fclevaade<\/h2>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td><strong>Maksete paketi kuutasu<\/strong><\/td><td>1.50\u20ac<\/td><\/tr><tr><td><strong>V\u00e4ikelaenu summa<\/strong><\/td><td>300 &#8211; 20 000\u20ac<\/td><\/tr><tr><td><strong>V\u00e4ikelaenu intress<\/strong><\/td><td>alates 9,9%<\/td><\/tr><tr><td><strong>Kodulaenu summa<\/strong><\/td><td>alates 10 000\u20ac, kuni 85% tagatise v\u00e4\u00e4rtusest<\/td><\/tr><tr><td><strong>Minimaalne n\u00f5utud sissetulek<\/strong><\/td><td>700\u20ac<\/td><\/tr><tr><td><strong>Autoliisingu summa<\/strong><\/td><td>alates 7000\u20ac<\/td><\/tr><tr><td><strong>Autoliisingu intress<\/strong><\/td><td>alates 2,29% + 6 kuu euribor<\/td><\/tr><tr><td><strong>Kogumishoiuse intress<\/strong><\/td><td>0.01%<\/td><\/tr><tr><td><strong>Investeerimisv\u00f5imalused<\/strong><\/td><td>Investeerimiskonto + v\u00e4\u00e4rtpaberikonto, alates 1\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri Swedbanki teenuseid<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_igapevapangandus\">Swedbank igap\u00e4evapangandus<\/h2>\n\n\n\n<p>Swedbank igap\u00e4evapangandus sisaldab \u00fchte lihtsat <strong>maksete paketti<\/strong>. Selle paketi kuutasu on 1,5\u20ac ning paketiga liitudes ei ole enam deebetkaardi kuutasu ega \u00fclekandetasusid.<\/p>\n\n\n\n<p>Ilma paketiga liitumata tuleb deebetkaardi eest tasuda 1,28\u20ac kuus, iga pangasisese \u00fclekande eest 0,16\u20ac ning pankadevaheliste kannete eest 0,38\u20ac. <\/p>\n\n\n\n<p>Seega, Swedbank igap\u00e4evapanganduse asjaajamisel on ilmselt k\u00f5ige m\u00f5istlikum liituda maksete paketiga.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Swedbankil on veel \u00fcks lahe v\u00f5imalus: <strong>sa saad hallata oma teise panga kontot Swedbanki internetipangas.<\/strong>\nSwedbanki internetipangas saad algatada makseid, vaadata v\u00e4ljav\u00f5tteid ja kontrollida kontoj\u00e4\u00e4ki <a href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/\">SEB<\/a>, <a href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/\">LHV<\/a>, <a href=\"https:\/\/financer.ee\/ettevote\/luminor\/\">Luminori<\/a>, <a href=\"https:\/\/financer.ee\/ettevote\/citadele\/\">Citadele&#8217;i<\/a> ja <a href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/\">Coop panga<\/a> konto korral.<\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>V\u00f5rdle 35 laenupakkuja laene<\/h3><p>Leia soodsaim laen \u00fche klikiga<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"4000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720&\" data-slider-url=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720&\" data-required=\"tulemused?query=1non_affiliate=true&param_amount=4000&param_period=720&\" class=\"get_results compare button is-primary is-medium is-rounded\">Vaata laenupakkumisi<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Swedbank_teenuste_hinnakiri\">Swedbank teenuste hinnakiri<\/h2>\n\n\n\n<p>T\u00e4nu maksete paketile on Swedbankis arveldamine \u00fcpris soodne, kuid seda vaid paketiga liitumisel: muidu on iga makse teenustasu ikkagi 0,16\u20ac.<\/p>\n\n\n\n<p>Siin on kiire \u00fclevaade Swedbank teenuste p\u00f5hilistest hindadest, kuid soovitame kindlasti tutvuda Swedbanki t\u00e4ieliku hinnakirjaga <a href=\"https:\/\/www.swedbank.ee\/private\/home\/more\/pricesrates\">siin<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td><strong>Arvelduskonto avamine<\/strong><\/td><td>Tasuta<\/td><\/tr><tr><td><strong>Arvelduskonto aastane intress<\/strong><\/td><td>0.01%<\/td><\/tr><tr><td><strong>Maksete paketi kuutasu<\/strong><\/td><td>1.50\u20ac<\/td><\/tr><tr><td><strong>Pangasisene makse (paketita)<\/strong><\/td><td>0.16\u20ac<\/td><\/tr><tr><td><strong>Siseriiklik makse ja Euroopa makse<\/strong><\/td><td>0.38\u20ac<\/td><\/tr><tr><td><strong>P\u00fcsimaksekorralduse vormistamine<\/strong><\/td><td>Tasuta<\/td><\/tr><tr><td><strong>E-arve p\u00fcsilepingu vormistamine<\/strong><\/td><td>Tasuta<\/td><\/tr><tr><td><strong>Sularaha sisse- ja v\u00e4ljamakse esinduses<\/strong><\/td><td>0.50%, min 10\u20ac<\/td><\/tr><tr><td><strong>Sularaha v\u00e4ljav\u00f5tmine Swedbanki automaatidest<\/strong><\/td><td>Tasuta kuni 2000\u20ac ulatuses<\/td><\/tr><tr><td><strong>Sularaha v\u00e4ljav\u00f5tmine teiste pankade automaatidest<\/strong><\/td><td>2\u20ac + 2.5% summast<\/td><\/tr><tr><td><strong>Kodulaenu lepingutasu<\/strong><\/td><td>1% laenusummast, min 190\u20ac<\/td><\/tr><tr><td><strong>V\u00e4ikelaenu lepingutasu<\/strong><\/td><td>1.5% laenusummast, min 35\u20ac<\/td><\/tr><tr><td><strong>Liisingulepingu s\u00f5lmimine<\/strong><\/td><td>1.5% vara hinnast, min 200\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/arvustused\/parimad-pangad\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >V\u00f5rdle Eesti panku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_kodulaen\">Swedbank kodulaen<\/h2>\n\n\n\n<p>Swedbankil on 3 erinevat kodulaenu: <strong>klassikaline kodulaen, kodukapitalilaen<\/strong> ja<strong> kodu v\u00e4ikelaen<\/strong>.<\/p>\n\n\n\n<p>P\u00f5him\u00f5tteliselt on nende kolme k\u00f5ige suurem erinevus tagatise olemasolu\/suurus, laenuperiood ja eesm\u00e4rk \u2013 kodulaenu ja kodukapitalilaenu puhul on tagatis vajalik, ent need laenud on m\u00f5lemad ka m\u00e4rgatavalt soodsamad. <\/p>\n\n\n\n<p>Kui kodulaenu eesm\u00e4rk on konkreetselt kodu loomine v\u00f5i soetamine, siis teise kahe puhul v\u00f5id summat kasutada p\u00f5him\u00f5tteliselt milleks iganes.<\/p>\n\n\n\n<p><strong>Siin on Swedbank kodulaenude kiire \u00fclevaade<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td><\/td><td><strong>Kodulaen<\/strong><\/td><td><strong>Kodukapitalilaen<\/strong><\/td><td><strong>Kodu v\u00e4ikelaen<\/strong><\/td><\/tr><tr><td><strong>Laenu eesm\u00e4rk<\/strong><\/td><td>Kodu ostmine<\/td><td>Muud suured kulud (seatakse h\u00fcpoteek)<\/td><td>Mistahes kodu v\u00e4ljaminekud, sh remont<\/td><\/tr><tr><td><strong>Tagatis ja sissemakse<\/strong><\/td><td>Kinnisvaratagatis, min 15% sissemakse<\/td><td>Kinnisvaratagatis, sissemakset pole<\/td><td>Pole vaja<\/td><\/tr><tr><td><strong>Laenusumma<\/strong><\/td><td>Alates 10 000\u20ac<\/td><td>Alates 10 000\u20ac<\/td><td>5000 &#8211; 20 000\u20ac<\/td><\/tr><tr><td><strong>Laenuperiood<\/strong><\/td><td>Kuni 30 aastat<\/td><td>Kuni 30 aastat<\/td><td>6 kuud kuni 10 aastat<\/td><\/tr><tr><td><strong>Laenu intress<\/strong><\/td><td>Individuaalne marginaal + 6 kuu euribor<\/td><td>Individuaalne marginaal + 6 kuu euribor<\/td><td>Alates 7.9%<\/td><\/tr><tr><td><strong>Sissetulekun\u00f5ue<\/strong><\/td><td>Alates 700\u20ac<\/td><td>Alates 700\u20ac<\/td><td>Alates 500\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/hupoteeklaen\/kodulaen\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >V\u00f5rdle kodulaenupakkumisi<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_vikelaen\">Swedbank v\u00e4ikelaen<\/h2>\n\n\n\n<p>Kui sul pole vaja v\u00e4ikelaenu kodu tarbeks, vaid muudel eesm\u00e4rkidel, on Swedbank v\u00e4ikelaen just selle jaoks m\u00f5eldud. Swedbank v\u00e4ikelaen on t\u00fc\u00fcpiline tagatiseta v\u00e4ikelaen, mille summat v\u00f5ib kasutada mistahes vajalikul eesm\u00e4rgil.<\/p>\n\n\n\n<p><strong>Swedbank v\u00e4ikelaenu p\u00f5hitingimused:<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Summa: 300 &#8211; 20 000\u20ac<\/p>\n<\/li><li>\n<p>Periood: 6 kuud kuni 5 aastat<\/p>\n<\/li><li>\n<p>Intress: alates 9,9%<\/p>\n<\/li><li>\n<p>Lepingutasu: 1.5% laenusummast<\/p>\n<\/li><li>\n<p>Minimaalne n\u00f5utud sissetulek taotlemiseks: 500\u20ac\/kuus<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Pane aga t\u00e4hele, et Swedbank teeb iga\u00fchele personaalse pakkumise vastavalt laenuv\u00f5imekusele ja <strong>seet\u00f5ttu v\u00f5ib tegelik intress olla m\u00e4rksa k\u00f5rgem<\/strong>. V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4ra n\u00e4ite kohaselt v\u00f5ib intress olla ka n\u00e4iteks 16,8%. <\/p>\n\n\n\n<p>V\u00f5rdle kindlasti v\u00e4ikelaenupakkumisi hoolikalt, et leida soodsaim variant &#8211; Swedbank v\u00e4ikelaen ei pruugi alati olla sobivaim.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/vaikelaen\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Vaata k\u00f5iki v\u00e4ikelaenupakkumisi<\/a><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Kuidas hoida kokku <span class=\"compare-amount\">495,00 \u20ac <\/span> laenukulult<\/h3>\n\t\t\t\t<p>4&nbsp;000,00 \u20ac laenu kulukuse erinevus 90 p\u00e4eva kohta on 495,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.ee\/tulemused\/?query=1&filter_non_affiliate=1&param_amount=4000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Leia soodsaim laen siit<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Swedbank_autolaen\">Swedbank autolaen<\/h2>\n\n\n\n<p>Kui tahad osta <strong>vanema kasutatud auto<\/strong> ning <strong>ei taha teha sissemakset auto ostmiseks<\/strong>, v\u00f5ib sulle sobida Swedbank autolaen.<\/p>\n\n\n\n<p>Swedbank autolaen on tagatiseta autolaen, mille puhul j\u00e4\u00e4b auto kohe sinu nimele. Swedbank kannab sulle raha, sa v\u00f5id osta mistahes soovitud s\u00f5iduki ning ainus tingimus on see, et pead 30 p\u00e4eva jooksul vormistama masina enda nimele.<\/p>\n\n\n\n<p><strong>Autolaenu p\u00f5hitingimused:<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Laenusumma: 300 &#8211; 20 000\u20ac<\/p>\n<\/li><li>\n<p>Laenuperiood: 6 kuud kuni 7 aastat<\/p>\n<\/li><li>\n<p>Intress: alates 7.9% (tegelik intress v\u00f5ib erineda &#8211; sulle tehakse personaalne pakkumine)<\/p>\n<\/li><li>\n<p>Lepingutasu: 1.5% laenusummast<\/p>\n<\/li><li>\n<p>N\u00f5utud minimaalne sissetulek: 500\u20ac<\/p>\n<\/li><li>\n<p>Kaskokindlustus pole kohustuslik, s\u00f5iduk j\u00e4\u00e4b sinu nimele<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/autolaen\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Vaata k\u00f5iki autolaenupakkumisi<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_liising\">Swedbank liising<\/h2>\n\n\n\n<p>Swedbank liising on tuttav paljudele autoomanikele, kuna tegemist on \u00fche peamise Eesti autoliisinguga. \u00d5igupoolest, Swedbank liising on nii tavaline valik, et see ei vaja isegi \u00fclem\u00e4\u00e4ra palju tutvustamist.<\/p>\n\n\n\n<p><strong>Swedbank liisingu p\u00f5hitingimused on j\u00e4rgnevad:<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Intress: alates 2.29% + 6 kuu euribor<\/p>\n<\/li><li>\n<p>Liisingusumma: alates 7000\u20ac<\/p>\n<\/li><li>\n<p>Liisinguperiood: kuni 7 aastat (kasutusrendi korral 5 aastat)<\/p>\n<\/li><li>\n<p>S\u00f5iduki vanus: mitte \u00fcle 15 aasta perioodi l\u00f5ppedes<\/p>\n<\/li><li>\n<p>Sissemakse: alates 10%<\/p>\n<\/li><li>\n<p>Lepingutasu: 1.5% liisingusummast<\/p>\n<\/li><li>\n<p>Minimaalne n\u00f5utud sissetulek: 700\u20ac kuus<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/autolaen\/autoliising\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Vaata k\u00f5iki liisingupakkumisi<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_krediitkaardid\">Swedbank krediitkaardid<\/h2>\n\n\n\n<p>Swedbankil on 3 peamist krediitkaarti, iga\u00fcks neist pisut erinevate tingimustega ja erinevate vajaduste jaoks. Siin on p\u00f5gus \u00fclevaade Swedbank krediitkaartidest.<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td><\/td><td><strong>Vaba tagasimaksega krediitkaart<\/strong><\/td><td><strong>Gold vaba tagasimaksega krediitkaart<\/strong><\/td><td><strong>Eraisiku Platinum krediitkaart<\/strong><\/td><\/tr><tr><td><strong>Krediidilimiit<\/strong><\/td><td>Alates 300\u20ac<\/td><td>Alates 800\u20ac<\/td><td>Alates 2000\u20ac<\/td><\/tr><tr><td><strong>Intressivaba periood<\/strong><\/td><td>Kuni 30 p\u00e4eva<\/td><td>Kuni 40 p\u00e4eva<\/td><td>Kuni 40 p\u00e4eva<\/td><\/tr><tr><td><strong>Kaardi kuutasu<\/strong><\/td><td>1.59\u20ac<\/td><td>5.99\u20ac<\/td><td>14.90\u20ac<\/td><\/tr><tr><td><strong>Intressim\u00e4\u00e4r alates<\/strong><\/td><td>19%<\/td><td>17%<\/td><td>14%<\/td><\/tr><tr><td><strong>Ostukindlustus<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Reisikindlustus<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29334\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2022\/09\/cons.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Min. n\u00f5utud sissetulek<\/strong><\/td><td>500\u20ac\/kuus<\/td><td>500\u20ac\/kuus<\/td><td>670\u20ac\/kuus<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/krediidikonto\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Uuri krediidikontosid<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_hoiused\">Swedbank hoiused<\/h2>\n\n\n\n<p>Swedbankis saab hoiustada kahel viisil: <a href=\"https:\/\/financer.ee\/saastmine\/hoius\/kogumishoius\/\" data-type=\"page\" data-id=\"2944\">kogumishoiuse<\/a> v\u00f5i <a href=\"https:\/\/financer.ee\/saastmine\/hoius\/tahtajaline-hoius\/\" data-type=\"page\" data-id=\"2941\">t\u00e4htajalise hoiuse<\/a> kaudu. Kuna tegemist on suurpangaga, siis kannatavad Swedbanki hoiused sama probleemi all, mis teisedki pangahoiused:\u00a0<strong>hoiuse intress on v\u00e4ga madal.\u00a0<\/strong><\/p>\n\n\n\n<p>Intress on isegi nii madal, et kohati ei peeta sellist hoiust legitiimseks viisiks, kuidas raha koguda, vaid pigem viisiks, kuidas raha lihtsalt k\u00f5rvale panna nii, et ei tekiks kiusatust seda kulutada.<\/p>\n\n\n\n<p><strong>Swedbanki kogumishoiuse peamised tingimused:<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p>v\u00e4ikseim v\u00f5imalik hoiusumma 6 eurot;<\/p>\n<\/li><li>\n<p>hoiustamisperioodid: 6 kuud, 9 kuud, 12 kuud;<\/p>\n<\/li><li>\n<p>sissemakseid saab teha piiramatult igal ajal;<\/p>\n<\/li><li>\n<p>intress maksimaalselt 0.01%<\/p>\n<\/li><\/ul><\/div>\n\n\n<p><strong>Swedbanki t\u00e4htajalise hoiuse peamised tingimused:<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p>v\u00e4ikseim hoiusumma 190 eurot;<\/p>\n<\/li><li>\n<p>hoiuseperiood 2 p\u00e4eva \u2013 5 aastat;<\/p>\n<\/li><li>\n<p>sissemakseid ei saa teha hoiuperioodi jooksul;<\/p>\n<\/li><li>\n<p>maksimaalne intress 0.5% v\u00e4hemalt 12-kuuse perioodi jooksul.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Plusspoolelt on aga k\u00f5ik Swedbanki hoiused tagatud Tagatisfondiga, seega on tegemist \u00fcsna turvaliste kogumisviisidega.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Kui otsid k\u00f5rgemaid hoiuintresse, v\u00f5ivad sulle paremini sobida hoiu-laenu\u00fchistud. V\u00f5rdle Eesti HL\u00dc-de pakkumisi alloleva nupu vahendusel.<p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.ee\/saastmine\/hoius\/hoiu-laenuuhistud\/\"   class=\"button is-normal is-primary is-rounded is-large\">V\u00f5rdle hoiuseid <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_investeerimisvimalused\">Swedbank investeerimisv\u00f5imalused<\/h2>\n\n\n\n<p>Swedbanki kaudu on v\u00f5imalik iga\u00fchel alustada investeerimist ja seda <strong>alates 1 eurost<\/strong>.<\/p>\n\n\n\n<p>Lisaks lihtsatele ja k\u00e4ep\u00e4rastele investeerimisv\u00f5imalustele on Swedbanki lehel saadaval investeerimiskool, mis selgitab ka k\u00f5ike l\u00e4hemalt. K\u00f5ige selle t\u00f5ttu on Swedbank hea koht, kus investeerimisega algust teha, eriti, kui sa pole kunagi isegi m\u00f5elnud sellele.<\/p>\n\n\n\n<p>Soovi korral saad lasta investeeringuid teha Swedbankil sinu eest, kuid igal juhul tuleb alustada investeerimiskonto avamisest.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div>Alustamiseks uuri Swedbanki lehelt t\u00e4psemalt &#8211; investeerimisega saad algust teha kas v\u00f5i t\u00e4na oma internetipanga kaudu.<\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/saastmine\/investeerimine\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe siit veel investeerimise kohta<\/a><\/div>","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1],"company_type":[4,3],"overall_rating":"2.88194444","_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/621"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=621"}],"version-history":[{"count":50,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/621\/revisions"}],"predecessor-version":[{"id":77817,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_single\/621\/revisions\/77817"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=621"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/company_type?post=621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}