{"id":44208,"date":"2023-10-18T06:51:57","date_gmt":"2023-10-18T03:51:57","guid":{"rendered":"https:\/\/financer.ee\/?post_type=how_to&#038;p=44208"},"modified":"2024-09-07T14:09:08","modified_gmt":"2024-09-07T11:09:08","slug":"kuidas-saada-kiirlaen-kohe-katte","status":"publish","type":"how_to","link":"https:\/\/financer.ee\/laenud\/artiklid\/kuidas-saada-kiirlaen-kohe-katte\/","title":{"rendered":"Kuidas saada kiirlaen kohe k\u00e4tte?"},"content":{"rendered":"\n<p>Kuigi kiirlaenu nimetus kui selline viitab kiirele toimingule, ei ole alati kiirlaen kohe k\u00e4tte v\u00f5imalik saada iga laenupakkuja juures. Vahel tuleb oodata suisa paar p\u00e4evakest enne, kui raha laekub sinu pangakontole.<\/p>\n\n\n\n<p>Kui sul on aga parasjagu kibekiire laenu k\u00e4ttesaamisega ning tahad saada <strong>kiirlaenu k\u00e4tte juba t\u00e4na<\/strong>, siis tasub silmas pidada m\u00f5ningaid kasulikke nippe.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p>Financer.ee annab allj\u00e4rgnevalt kiire samm-sammulise \u00fclevaate sellest, kuidas t\u00e4pselt kiirlaen saada kiiresti k\u00e4tte, \u00fcheskoos soovitustega selle kohta, kust saada kiiresti laenu.<\/p><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/kiirlaen\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >V\u00f5rdle kiirlaenupakkumisi<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Samm_sammult_kuidas_saada_kiirlaen_kohe_ktte\">Samm-sammult: kuidas saada kiirlaen kohe k\u00e4tte?<\/h2>\n\n\n<div class=\"howto_desc\"><p>Kuigi iga laenuandja laenutaotlusprotsess on pisut erinev, on suuremas osas kogu toiming samasugune. \u00d5nneks saab kiirlaenu kiirelt taotleda praktiliselt igal pool &#8211; enamjaolt saabki laenutaotluse vastuse kohe k\u00e4tte!\u00a0<\/p>\n<p>Siiski aga anname siinkohal kiire samm-sammulise \u00fclevaate sellest, kuidas saada kiirlaen kohe k\u00e4tte juhul, kui sul on hetkel laenuraha k\u00e4ttesaamisega eriti tuli takus.<\/p><\/div><h4>Sammud<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. V\u00f5rdle kiirelt laenupakkumisi<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. Vali kiire vastusega laenupakkuja<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Tee korraga taotlus mitmes kohas<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Esita v\u00f5imalusel kohe pangakonto v\u00e4ljav\u00f5te<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. Veendu, et andmed on korrektsed<\/a><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Samm 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Vordle-kiirelt-laenupakkumisi\">V\u00f5rdle kiirelt laenupakkumisi<\/h3><p>Kui sul on vaja kiirlaen kohe k\u00e4tte saada, ei ole sul p\u00e4ris kindlasti aega selleks, et tundide viisi kammida l\u00e4bi Google&#8217;i avarusi ning otsida sealt erinevaid laenufirmasid.\u00a0<\/p>\n<p>Pluss, isegi\u00a0<em>guugeldades<\/em> v\u00f5id sa sattuda valeinfoga portaalide otsa, mille sisu kvaliteet ei kannata k\u00f5nelemist.<\/p>\n<p>Financer.ee on sinu jaoks teinud elu lihtsamaks. Nimelt, leiad <a href=\"https:\/\/financer.ee\/laenud\/kiirlaen\/\">meie lehelt kiirlaenude v\u00f5rdlusloendi<\/a>, kuhu oleme juba lisanud\u00a0<strong>Eestis tegevusloa alusel tegutsevad krediidiandjad<\/strong>. \u00dcksk\u00f5ik, millise nendest valid, leiad igal juhul usaldusv\u00e4\u00e4rse laenuandja.<\/p>\n<p>Kasuta just seda eelmainitud v\u00f5rdlusloendit, et saada 30 sekundiga kiire \u00fclevaade Eesti kiirlaenupakkumistest.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Samm 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Vali-kiire-vastusega-laenupakkuja\">Vali kiire vastusega laenupakkuja<\/h3><p>J\u00e4rgmiseks tuleks valida selline kiirlaenupakkuja, kes tegutseb kiiresti ning\u00a0<strong>vastab laenutaotlusele samal p\u00e4eval (v\u00f5i isegi 30 minuti jooksul)<\/strong>.<\/p>\n<p>Meil on aga hea uudis: pea k\u00f5ik olulised Eesti krediidiandjad tegutsevad niimoodi.<\/p>\n<p>Kui teed laenutaotluse t\u00f6\u00f6p\u00e4eval, saad praktiliselt alati vastuse samal p\u00e4eval, vahest isegi 10-30 minuti jooksul.\u00a0<\/p>\n<p>Ainus, millest v\u00f5ibki viivitus tekkida, on see, millal sa taotled:\u00a0<strong>kui sa taotled kiirlaenu n\u00e4dalavahetusel, v\u00f5ibki vastusega kauem aega minna<\/strong>.<\/p>\n<p>T\u00f6\u00f6p\u00e4eva jooksul saad aga vastuse koheselt.\u00a0<\/p>\n<p>Igal juhul leiad 5 parimat kiire reageerimisega laenuandjat <a href=\"#topviis\">siinsamas juhendis allpool olevast tabelist<\/a>.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Samm 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Tee-korraga-taotlus-mitmes-kohas\">Tee korraga taotlus mitmes kohas<\/h3><p>Kiirlaenu taotledes pead arvestama ka v\u00f5imalusega, et laenuandja l\u00fckkab su taotluse tagasi ja sa ei saa laenu. Samas aga v\u00f5ib m\u00f5ni teine laenuandja sulle anda hoopis positiivse vastuse.<\/p>\n<p>Kui sa aga teed ainult 1 taotluse ja j\u00e4\u00e4d vastuse ootele ainult selleks, et saada negatiivne vastus, oled juba raisanud pool p\u00e4eva v\u00f5i rohkemgi.<\/p>\n<p><strong>Selle asemel, et j\u00e4\u00e4da \u00fche vastuse ootele, tee korraga mitu laenutaotlust.<\/strong> Taotlus ise ei kohusta sind millekski: just sedasi saad sa laenuandjalt personaalse pakkumise.\u00a0<\/p>\n<p>Kui teed mitu taotlust, saadki mitu pakkumist ja seda t\u00f5en\u00e4oliselt enam-v\u00e4hem samaaegselt. Niiviisi ongi sul korraga valimiseks mitu pakkumist ja saad kiirlaenu kohe k\u00e4tte.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Samm 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Esita-voimalusel-kohe-pangakonto-valjavote\">Esita v\u00f5imalusel kohe pangakonto v\u00e4ljav\u00f5te<\/h3><p>Veel \u00fcks laenutaotluse samm, mis kipub aega raiskama, on pangakonto v\u00e4ljav\u00f5tte esitamine.<\/p>\n<p><strong>V\u00f5imalusel tuleks viimase 6 kuu pangakonto v\u00e4ljav\u00f5te esitada kohe taotluse tegemisel<\/strong>.<\/p>\n<p>Enamikes laenufirmades saad lisada manuse taotluse tegemise ajal. Kui selline v\u00f5imalus on olemas, kasuta seda kindlasti.<\/p>\n<p>Kui laenuandja saab kohe su andmeid n\u00e4ha, saab kohe teha ka otsuse. Vastasel juhul v\u00f5tab laenuandja sinuga \u00fchendust ja k\u00fcsib konto v\u00e4ljav\u00f5tet &#8211; see aga j\u00e4lle raiskab aega.<\/p>\n<p><em>Pane t\u00e4hele, et paljudes Eesti laenufirmades on v\u00f5imalik anda laenuandjale juurdep\u00e4\u00e4s sinu konto v\u00e4ljav\u00f5ttele automaatselt l\u00e4bi pangaautentimise. Soovi korral v\u00f5id seda kasutada, et ei peaks k\u00e4sitsi konto v\u00e4ljav\u00f5tet pangast alla laadima.<\/em><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Samm 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Veendu-et-andmed-on-korrektsed\">Veendu, et andmed on korrektsed<\/h3><p>Enne, kui esitad laenutaotluse l\u00f5plikult \u00e4ra, veendu, et sinu andmed oleksid \u00f5iged: nimi, s\u00fcnnikuup\u00e4ev, kontaktandmed jne.<\/p>\n<p>Vahel v\u00f5ib isegi niisama tr\u00fckkimisest tulla v\u00e4ike viga sisse. Kui sul on aga n\u00e4iteks nimes \u00fcks t\u00e4ht vale v\u00f5i kontaktandmetes midagi viltu, pead ilmselgelt raiskama veel aega andmete parandamisele hiljem enne lepingu s\u00f5lmimist.<\/p>\n<p>M\u00f5ttetu ajakulu v\u00e4ltimiseks kontrolli andmeid p\u00f5hjalikult ja alles siis esita oma taotlus.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Top_5_laenuandjat_kust_saada_kiiresti_laenu\">Top 5 laenuandjat, kust saada kiiresti laenu<\/h2>\n\n\n\n<p>Suurem osa Eesti laenupakkujatest tegutsevad tegelikult \u00fclimalt kiiresti. <strong>Enamikel juhtudel saad vastuse taotlusele maksimaalselt 30 minuti jooksul<\/strong>.<\/p>\n\n\n\n<p>Kui taotlus saab positiivse vastuse, saad kohe kodust lahkumata allkirjastada laenulepingu, misj\u00e4rel kantaksegi raha kohe sinu kontole.<\/p>\n\n\n\n<p>Niimoodi ongi v\u00f5imalik kiirlaen kohe k\u00e4tte saada. Kui sinu taotlusega on k\u00f5ik korras, siis enamikes Eesti laenufirmades v\u00e4ljastatakse laen koheselt.<\/p>\n\n\n\n<p><strong>Allj\u00e4rgnevalt toome aga esile 5 laenuandjat, kust saada kiiresti laenu just v\u00e4iksemate ostude jaoks. <\/strong>Need viis laenupakkujat on end Eestis juba t\u00f5estanud oma kiire ja sujuva laenuprotsessi poolest.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><tbody><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-44217\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2023\/10\/credit24-uus-logo.png\" alt=\"credit24 uus logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/credit24-uus-logo.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/credit24-uus-logo-300x92.png 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"48\" class=\"wp-image-28731\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2022\/07\/bondora-laen-inimeselt-inimesele.png\" alt=\"bondora laen inimeselt inimesele\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-28109\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2015\/08\/ferratum-laenud.png\" alt=\"ferratum laenud\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/08\/ferratum-laenud.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/08\/ferratum-laenud-300x92.png 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-43237\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2016\/07\/raha24-laenud.png\" alt=\"raha24 laenud\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/raha24-laenud.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/raha24-laenud-300x92.png 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-28114\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2015\/11\/smsrahaee-placet-group.png\" alt=\"smsraha.ee placet group\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/smsrahaee-placet-group.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/smsrahaee-placet-group-300x92.png 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><\/tr><tr><td><strong>Vastus laenutaotlusele samal p\u00e4eval<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29332\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/7\/2020\/04\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Laenuliik<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Krediidikonto<\/td><td class=\"has-text-align-center\" data-align=\"center\">Tagatiseta laen<\/td><td class=\"has-text-align-center\" data-align=\"center\">Krediidikonto<\/td><td class=\"has-text-align-center\" data-align=\"center\">Tagatiseta laen<\/td><td class=\"has-text-align-center\" data-align=\"center\">Krediidikonto<\/td><\/tr><tr><td><strong>Laenusumma<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">100-5000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">100-10 000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">100-5000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">100-5000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">300-5000\u20ac<\/td><\/tr><tr><td><strong>Laenuperiood<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1-60 kuud<\/td><td class=\"has-text-align-center\" data-align=\"center\">3-60 kuud<\/td><td class=\"has-text-align-center\" data-align=\"center\">1-60 kuud<\/td><td class=\"has-text-align-center\" data-align=\"center\">5-60 kuud<\/td><td class=\"has-text-align-center\" data-align=\"center\">1-60 kuud<\/td><\/tr><tr><td><strong>Aastane intress (alates)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">24%<\/td><td class=\"has-text-align-center\" data-align=\"center\">8,99%<\/td><td class=\"has-text-align-center\" data-align=\"center\">26,85%<\/td><td class=\"has-text-align-center\" data-align=\"center\">24%<\/td><td class=\"has-text-align-center\" data-align=\"center\">18%<\/td><\/tr><tr><td><strong>Taotle kiirlaenu<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ee\/ettevote\/credit24\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Taotle<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ee\/ettevote\/bondora\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Taotle<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ee\/ettevote\/ferratum\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Taotle<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ee\/ettevote\/raha24\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Taotle<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ee\/ettevote\/smsraha-ee\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Taotle<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Credit24\">Credit24<\/h3>\n\n\n\n<p>Juba ligi 20 aastat Eestis tegutsenud Credit24 on vaieldamatult<strong> \u00fcks k\u00f5ige tuntumaid nimesid tagatiseta laenude valdkonnas<\/strong>.<\/p>\n\n\n\n<p>T\u00e4nasel p\u00e4eval keskendub Credit24 eelk\u00f5ige krediidikonto teenusele, v\u00f5imaldades k\u00e4ep\u00e4rast laenulimiiti 5000\u20ac ulatuses. <\/p>\n\n\n\n<p>Muuhulgas on Credit24 loonud ka s\u00f5sarteenuse <a href=\"https:\/\/financer.ee\/ettevote\/creditea\/\" data-type=\"company_single\" data-id=\"42203\">Creditea<\/a>: see on suisa maksekaart, mis \u00fchendab endas krediidikonto funktsioonid.<\/p>\n\n\n\n<p>Credit24 on \u00f6elnud, et <strong>raha v\u00f5ib saada k\u00e4tte 15 minutiga<\/strong>, seega on tegemist parima valikuga kiire rahavajaduse korral.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/credit24\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe Credit24 arvustust ja tingimusi<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Bondora\">Bondora<\/h3>\n\n\n\n<p>Bondora on veel \u00fcks Eesti laenuandja, kes on \u00f6elnud, et <strong>raha saab k\u00e4tte samal p\u00e4eval<\/strong>.<\/p>\n\n\n\n<p>Ka Bondora valdkonnaks on tagatiseta laenud, ent olenevalt olukorrast v\u00f5ib laenusumma ulatuda 10 000 euroni.<\/p>\n\n\n\n<p>Sisult on Bondora \u00fchisrahastusplatvorm, kus saad valida endale sobiva laenupakkumise erinevate valikute seast. Kui m\u00f5ni sobib, saadki allkirjastada lepingu: niimoodi saadki raha kiirelt k\u00e4tte.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/bondora\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe Bondora arvustust ja tingimusi<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ferratum\">Ferratum<\/h3>\n\n\n\n<p>Samuti krediidikontoteenust pakkuv Ferratum on tuntud \u00fcle kogu Euroopa oma \u00fclikiirete tagatiseta laenude p\u00e4rast.<\/p>\n\n\n\n<p>Teistega v\u00f5rreldes on Ferratumi intress pisut kr\u00f5bedam, ent kui asi puudutab kiirust, on Ferratum kahtlemata hea valik.<\/p>\n\n\n\n<p><strong>Ferratumi taotluse tegemine v\u00f5tab aega vaid m\u00f5ne hetke<\/strong> ning vastuse saab praktiliselt kohe.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/ferratum\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe Ferratumi arvustust ja tingimusi<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Raha24\">Raha24<\/h3>\n\n\n\n<p>Kiire laenuprotsessi k\u00f5rval on \u00fcks Raha24 suurimaid t\u00f5mbenumbreid fakt, et <strong>kuni 2000-eurose laenu taotlemisel pole pangakonto v\u00e4ljav\u00f5tet vaja<\/strong>.<\/p>\n\n\n\n<p>Niimoodi on muudetud laenu taotlemine eriti lihtsaks ja mugavaks: sa ei pea susserdama \u00fchegi pangakonto v\u00e4ljav\u00f5ttega. Raha24 kontrollib sinu andmeid automaatselt ametlikest registritest, kust on n\u00e4ha, kas sul on sissetulek v\u00f5i mitte.<\/p>\n\n\n\n<p>Sisult pakub Raha24 v\u00e4ikelaenu ilma tagatiseta, seda igaks olukorraks: alates reisimisest kuni tervise v\u00f5i pulmadeni v\u00e4lja!<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/raha24\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe Raha24 arvustust ja tingimusi<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Smsrahaee\">Smsraha.ee<\/h3>\n\n\n\n<p>Smsraha.ee on Eestis tegutsenud juba \u00fcle 10 aasta ning on paljudele eriti tuntud oma <a href=\"https:\/\/financer.ee\/laenud\/sms-laen\/\" data-type=\"page\" data-id=\"1688\">SMS-laenude<\/a> ja t\u00fc\u00fcpiliste kiirlaenude poolest.<\/p>\n\n\n\n<p>T\u00e4naseks pakub ettev\u00f5te klassikalisi v\u00e4ikelaene, seejuures eriti just krediidikonto lahendust.<\/p>\n\n\n\n<p><strong>Smsraha.ee kaudu saab endale taotleda isegi krediitkaardi<\/strong>, millega f\u00fc\u00fcsilises poes maksta (raha on seejuures p\u00e4rit sinu krediidikontolt).<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/smsraha-ee\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Loe Smsraha.ee arvustust ja tingimusi<\/a><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>V\u00f5rdle 35 laenupakkuja laene<\/h3><p>Leia soodsaim laen \u00fche klikiga<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"4000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720\" data-slider-url=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720\" data-required=\"tulemused?query=1non_affiliate=true&param_amount=4000&param_period=720&\" class=\"get_results compare button is-primary is-medium is-rounded\">Vaata laenupakkumisi<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Hoiatussna_enne_kiire_laenuotsuse_tegemist\">Hoiatuss\u00f5na enne kiire laenuotsuse tegemist<\/h2>\n\n\n\n<p>Kiirlaen kohe k\u00e4tte k\u00f5lab kindlasti lootusrikkalt, eriti, kui sul on tekkinud kiireloomuline v\u00e4ljaminek, millega lihtsalt ei kannata oodata.<\/p>\n\n\n\n<p>See aga ei t\u00e4henda, et peaksid ikkagi ruttama ja uisap\u00e4isa tegema laenuotsuse.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>Isegi, kui sul on vaja laen kiiresti k\u00e4tte saada juba t\u00e4na, peaksid natuke m\u00f5tlema, v\u00f5rdlema pakkumisi ja realistlikult arvestama sellega, kas suudad laenu tagasi maksta.<\/p>\n<p><strong>Laen ei ole tasuta raha &#8211; see on kohustus, mis tuleb tagastada<\/strong>.<\/p>\n<p>Kui sul pole t\u00e4na raha, siis kas sul on j\u00e4rgmine kuu v\u00f5imalik kuumakseid teha?<\/p>\n<p>M\u00f5tle laenuotsus korralikult l\u00e4bi ja v\u00f5ta endale ikkagi paar tunnikest aega otsuse tegemiseks. V\u00f5imalusel otsi muid lahendusi, sest laenamine ei tohiks ikkagi olla esmane lahendus.<\/p>\n<p>Pea meeles: Financer.ee lehel saad tasuta v\u00f5rrelda k\u00f5iki laenupakkumisi \u00fches kohas, seega kasuta seda v\u00f5imalust, et teha informeeritud otsuseid.<\/p><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Uuri rohkem laenude kohta<\/a><\/div>","protected":false},"author":28,"featured_media":78819,"comment_status":"open","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[1],"_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/how_to\/44208"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/how_to"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/how_to"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=44208"}],"version-history":[{"count":34,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/how_to\/44208\/revisions"}],"predecessor-version":[{"id":79025,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/how_to\/44208\/revisions\/79025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media\/78819"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=44208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=44208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}