{"id":131,"date":"2015-09-06T20:02:25","date_gmt":"2015-09-06T18:02:25","guid":{"rendered":"https:\/\/financer.ee\/?page_id=131"},"modified":"2024-09-07T12:42:01","modified_gmt":"2024-09-07T09:42:01","slug":"autolaen","status":"publish","type":"page","link":"https:\/\/financer.ee\/laenud\/autolaen\/","title":{"rendered":"Autolaen"},"content":{"rendered":"<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3>Kiire? Top autolaenuvalikud:<\/h3><ul>\n<li><strong>Parim kiire tagatiseta autolaen<\/strong>: <a href=\"https:\/\/financer.ee\/ettevote\/mogo\/\">Mogo<\/a><\/li>\n<li><strong>Parim <a href=\"https:\/\/financer.ee\/laenud\/vaikelaen\/\">v\u00e4ikelaen<\/a> auto ostmiseks<\/strong>: <a href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/\">Fjord Bank<\/a><\/li>\n<li><strong>M\u00f5istlike tingimustega v\u00e4ikelaen<\/strong>: <a href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/\">TF Bank<\/a><\/li>\n<li><strong>Parim panga pakutav autolaen<\/strong>: <a href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/\">Coop Pank<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Mis_on_tagatiseta_autolaen\">Mis on tagatiseta autolaen?<\/h2>\n\n\n\n<p><strong>Autolaen on tagatiseta v\u00e4ikelaen<\/strong>, mis on m\u00f5eldud spetsiaalselt auto ostmiseks. Tegemist on k\u00fcll sisuliselt tavalise v\u00e4ikelaenuga, ent autolaen antakse just auto ostmise otstarbel.<\/p>\n\n\n\n<p>Tagatiseta autolaenu korral:<\/p>\n\n\n\n<ul>\n<li>sina oled auto omanik (mitte laenuandja)<\/li>\n\n\n\n<li>ostad auto kohe v\u00e4lja<\/li>\n\n\n\n<li>laenul pole sissemakset<\/li>\n\n\n\n<li>kaskokindlustus pole vajalik<\/li>\n\n\n\n<li>v\u00f5id osta mistahes vanuses auto, pole piiranguid ka l\u00e4bis\u00f5idule<\/li>\n<\/ul>\n\n\n\n<p>Teisis\u00f5nu, sellised\u00a0<a href=\"https:\/\/financer.ee\/laenud\/\">laenud<\/a>\u00a0on k\u00fcll m\u00f5eldud auto ostmiseks, ent laenupakkuja ei sekku mitte kuidagi sellesse, millise auto sa ostad. <\/p>\n\n\n\n<p>Sul on auto ostu suhtes t\u00e4iesti vabad k\u00e4ed ja laenupakkuja auto ostu-m\u00fc\u00fcgi tehingus ei osale.<\/p>\n\n\n                                    <h2 class=\"comparison-table__title-main\">Leia sobivaim tagatiseta autolaen<\/h2>\n                                                <div class=\"comparison-table__description\">Kui tahad osta auto laenuga nii, et auto on kohe sinu oma, v\u00f5ib tagatiseta autolaen olla m\u00f5istlik valik.<\/div>\n                        <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative \">\n                    <div class=\"comparison-table__scroll \">\n                        <table class=\"comparison-table \" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"true\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Ettev\u00f5te                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"lowest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min. laenusumma\">Min. laenusumma<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maks. summa\">Maks. summa<\/span><\/th><th> <span data-sorting=\"highest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maks. periood\">Maks. periood<\/span><\/th><th> <span data-sorting=\"manual-data-point-4\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Krediidi kulukuse m\u00e4\u00e4r\">\n                    Krediidi kulukuse m\u00e4\u00e4r<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                            Taotle laenu                                        <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\" data-rep-example=\"N\u00e4iteks 5000\u20ac laenamisel 60 kuuks, intressiga 13%, igakuise haldustasuga 0.1% laenusummalt (min. 4\u20ac), kuumaksega 118.77\u20ac, tarbijakrediidi maksete kogusummaga 7125.92\u20ac, krediidi kulukuse m\u00e4\u00e4r 15.99%.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Fjord Bank\"\n                data-product-id=\"45911\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"45911\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Fjord Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2024\/02\/fjord-bank-laenud.png\" alt=\"Fjord Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"600.00\">600 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"7,40%\">\n                        <span class=\"comparison-table__text\">7,40%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"45911\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>N\u00e4iteks 5000\u20ac laenamisel 60 kuuks, intressiga 13%, igakuise haldustasuga 0.1% laenusummalt (min. 4\u20ac), kuumaksega 118.77\u20ac, tarbijakrediidi maksete kogusummaga 7125.92\u20ac, krediidi kulukuse m\u00e4\u00e4r 15.99%.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Autolaenu t\u00fc\u00fcpn\u00e4ide: laenusummaga 5000 eurot, t\u00e4htajaga 5 aastaks, lepingutasuga 5%, aastase intressiga 9,9%, on krediidi kulukuse m\u00e4\u00e4r 12,36%, igakuine laenu tagasimakse 97 eurot ning laenu tagasimakse summa kokku 6 983,72 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Primero\"\n                data-product-id=\"28509\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"28509\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/primero\/redirect\/\">\n                    <img decoding=\"async\" title=\"Primero\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2022\/06\/primero.png\" alt=\"Primero\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"2000.00\">2&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2520\">7 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"12,36%\">\n                        <span class=\"comparison-table__text\">12,36%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/primero\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"28509\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Autolaenu t\u00fc\u00fcpn\u00e4ide: laenusummaga 5000 eurot, t\u00e4htajaga 5 aastaks, lepingutasuga 5%, aastase intressiga 9,9%, on krediidi kulukuse m\u00e4\u00e4r 12,36%, igakuine laenu tagasimakse 97 eurot ning laenu tagasimakse summa kokku 6 983,72 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"TF Bank v\u00e4ikelaen: 5000 \u20ac laenu puhul viieks aastaks fikseeritud intressiga 15,9%, lepingutasuga 5% laenusummast ja igakuise laenuhaldustasuga 2,9 \u20ac on krediidi kulukuse m\u00e4\u00e4r 20,98%, tarbija poolt makstav kogusumma ja laenu tagasimaksete summa 8 181,44 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"TF Bank\"\n                data-product-id=\"1113\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1113\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"TF Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png\" alt=\"TF Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"15,07%\">\n                        <span class=\"comparison-table__text\">15,07%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1113\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>TF Bank v\u00e4ikelaen: 5000 \u20ac laenu puhul viieks aastaks fikseeritud intressiga 15,9%, lepingutasuga 5% laenusummast ja igakuise laenuhaldustasuga 2,9 \u20ac on krediidi kulukuse m\u00e4\u00e4r 20,98%, tarbija poolt makstav kogusumma ja laenu tagasimaksete summa 8 181,44 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Mogo autolaen: N\u00e4iteks laen summas 4500 eurot, t\u00e4htajaga 5 aastat, intressiga 1,75%, on krediidi kulukuse m\u00e4\u00e4r 23,14%, igakuine laenu tagasimakse 121,74 eurot ning laenu tagasimakse summa kokku 7304,41 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Mogo\"\n                data-product-id=\"1570\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1570\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Mogo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/mogo-autod-mogo-ou.png\" alt=\"Mogo\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"21%\">\n                        <span class=\"comparison-table__text\">21%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1570\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Mogo autolaen: N\u00e4iteks laen summas 4500 eurot, t\u00e4htajaga 5 aastat, intressiga 1,75%, on krediidi kulukuse m\u00e4\u00e4r 23,14%, igakuine laenu tagasimakse 121,74 eurot ning laenu tagasimakse summa kokku 7304,41 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Credit24 v\u00e4ikelaen: Credit24 pakub krediiti Krediidikonto (krediidiliin) limiidi alusel. 1000\u20ac laenamisel 12 kuuks, fikseeritud intressim\u00e4\u00e4raga 24% aastas on KKM 27.24% (maksimum KKM\/max. APR 60,96%) aastas, tagasimaksete summa 1135\u20ac ning kogusumma 1135\u20ac. Tagasimakseperiood vahemikus 3 kuni 60 kuud.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Credit24\"\n                data-product-id=\"152\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"152\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/credit24\/redirect\/\">\n                    <img decoding=\"async\" title=\"Credit24\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/credit24-eesti-vaikelaen.png\" alt=\"Credit24\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"50.00\">50 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"5000.00\">5&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"27,24%\">\n                        <span class=\"comparison-table__text\">27,24%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/credit24\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"152\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Credit24 v\u00e4ikelaen: Credit24 pakub krediiti Krediidikonto (krediidiliin) limiidi alusel. 1000\u20ac laenamisel 12 kuuks, fikseeritud intressim\u00e4\u00e4raga 24% aastas on KKM 27.24% (maksimum KKM\/max. APR 60,96%) aastas, tagasimaksete summa 1135\u20ac ning kogusumma 1135\u20ac. Tagasimakseperiood vahemikus 3 kuni 60 kuud.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Inbank v\u00e4ikelaen: v\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,61% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenu summa 3500 \u20ac, osamaksete arv 43, fikseeritud intressim\u00e4\u00e4r 17,80%, lepingutasu 2% laenu summalt, igakuine haldustasu 2,90 \u20ac, igakuine osamakse 115,75 \u20ac. Krediidi kogusumma ja tagasimaksete summa 4977,49 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Inbank\"\n                data-product-id=\"2678\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"2678\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Inbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/inbank-laen.png\" alt=\"Inbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"16,38%\">\n                        <span class=\"comparison-table__text\">16,38%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"2678\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Inbank v\u00e4ikelaen: v\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,61% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenu summa 3500 \u20ac, osamaksete arv 43, fikseeritud intressim\u00e4\u00e4r 17,80%, lepingutasu 2% laenu summalt, igakuine haldustasu 2,90 \u20ac, igakuine osamakse 115,75 \u20ac. Krediidi kogusumma ja tagasimaksete summa 4977,49 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Bigbank v\u00e4ikelaen: N\u00e4iteks 2200-eurose laenusumma puhul viieks aastaks fikseeritud intressiga 16,9%, lepingutasuga 45 eurot ja igakuise haldustasuga 1,5 eurot on krediidi kulukuse m\u00e4\u00e4r 21,16%, igakuine laenu tagasimakse 56,46 eurot, laenu tagasimaksete summa 3387,60 eurot ning Sinu poolt makstav kogusumma 3522,60 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bigbank\"\n                data-product-id=\"171\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"171\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Bigbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/bigbank-laenud.png\" alt=\"Bigbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"30000.00\">30&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"13,17%\">\n                        <span class=\"comparison-table__text\">13,17%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"171\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Bigbank v\u00e4ikelaen: N\u00e4iteks 2200-eurose laenusumma puhul viieks aastaks fikseeritud intressiga 16,9%, lepingutasuga 45 eurot ja igakuise haldustasuga 1,5 eurot on krediidi kulukuse m\u00e4\u00e4r 21,16%, igakuine laenu tagasimakse 56,46 eurot, laenu tagasimaksete summa 3387,60 eurot ning Sinu poolt makstav kogusumma 3522,60 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Coop v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,78% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2250 \u20ac, lepinguperiood 36 kuud, tagasimaksete arv 36, fikseeritud intressim\u00e4\u00e4r aastas 17,9% arvestatuna laenuj\u00e4\u00e4gilt, lepingutasu 45 \u20ac, igakuine haldustasu 1,5 \u20ac, igakuine osamakse 82,73 \u20ac, krediidi kogusumma 3023,28 \u20ac ja tagasimaksete summa 2978,28 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop Pank\"\n                data-product-id=\"1117\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1117\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Coop Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/coop-pank-logo.png\" alt=\"Coop Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"2500.00\">2&nbsp;500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"23,46%\">\n                        <span class=\"comparison-table__text\">23,46%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1117\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Coop v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,78% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2250 \u20ac, lepinguperiood 36 kuud, tagasimaksete arv 36, fikseeritud intressim\u00e4\u00e4r aastas 17,9% arvestatuna laenuj\u00e4\u00e4gilt, lepingutasu 45 \u20ac, igakuine haldustasu 1,5 \u20ac, igakuine osamakse 82,73 \u20ac, krediidi kogusumma 3023,28 \u20ac ja tagasimaksete summa 2978,28 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Holm Bank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on  20,60 % j\u00e4rgmistel n\u00e4idistingimustel: kauba\/teenuse maksumus 4500 \u20ac, lepingu periood 36 kuud, fikseeritud intressim\u00e4\u00e4r 9,9 % laenusummalt aastas, lepingutasu 90 \u20ac, krediidisumma 4500 \u20ac, maksete kogusumma 5926,5 \u20ac ja tagasimaksete summa 5926,5 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Holm Bank\"\n                data-product-id=\"14512\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"14512\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Holm Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2019\/05\/holm-bank.png\" alt=\"Holm Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"14,32%\">\n                        <span class=\"comparison-table__text\">14,32%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"14512\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Holm Bank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on  20,60 % j\u00e4rgmistel n\u00e4idistingimustel: kauba\/teenuse maksumus 4500 \u20ac, lepingu periood 36 kuud, fikseeritud intressim\u00e4\u00e4r 9,9 % laenusummalt aastas, lepingutasu 90 \u20ac, krediidisumma 4500 \u20ac, maksete kogusumma 5926,5 \u20ac ja tagasimaksete summa 5926,5 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"SEB v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 16,07% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 5000 eurot, mis makstakse v\u00e4lja lepingu s\u00f5lmimisel; fikseeritud intressim\u00e4\u00e4r 14% aastas laenuj\u00e4\u00e4gilt; tagastamine viie aasta jooksul 60 igakuise annuiteetmaksena; lepingu s\u00f5lmimise tasu 75 eurot, mis makstakse lepingu s\u00f5lmimisel; arvelduskonto kuutasu 0,30 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"SEB Pank\"\n                data-product-id=\"623\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"623\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"SEB Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/4.jpg\" alt=\"SEB Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2520\">7 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"11,32%\">\n                        <span class=\"comparison-table__text\">11,32%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"623\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>SEB v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 16,07% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 5000 eurot, mis makstakse v\u00e4lja lepingu s\u00f5lmimisel; fikseeritud intressim\u00e4\u00e4r 14% aastas laenuj\u00e4\u00e4gilt; tagastamine viie aasta jooksul 60 igakuise annuiteetmaksena; lepingu s\u00f5lmimise tasu 75 eurot, mis makstakse lepingu s\u00f5lmimisel; arvelduskonto kuutasu 0,30 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Swedbank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 11,392% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 6 500 \u20ac; fikseeritud intress 10%; lepingutasu 100 \u20ac; laenu t\u00e4htaeg 5 aastat; tagasimaksete arv 60; tagasimaksete summa 8 345,67 \u20ac; krediidi kogukulu 1 945,67 \u20ac; krediidi kogusumma 8 445,67 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Swedbank\"\n                data-product-id=\"621\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"621\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Swedbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/swedbank-eesti.png\" alt=\"Swedbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"300.00\">300 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"11,392%\">\n                        <span class=\"comparison-table__text\">11,392%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"621\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Swedbank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 11,392% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 6 500 \u20ac; fikseeritud intress 10%; lepingutasu 100 \u20ac; laenu t\u00e4htaeg 5 aastat; tagasimaksete arv 60; tagasimaksete summa 8 345,67 \u20ac; krediidi kogukulu 1 945,67 \u20ac; krediidi kogusumma 8 445,67 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Luminor v\u00e4ikelaen: V\u00f5ttes tarbimislaenu 5000 eurot, fikseerimata laenuintressiga 16,4% aastas, laenuperioodiga 60 kuud ja lepingutasuga 75 eurot, on krediidi kulukuse esialgne m\u00e4\u00e4r 18,50% , krediidi kogukulu 2434,33 eurot ning krediidi kogukulu kandmiseks tehtavate maksete kogusumma 7434,33 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Luminor\"\n                data-product-id=\"7323\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"7323\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/\">\n                    <img decoding=\"async\" title=\"Luminor\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/11\/luminor-pank.png\" alt=\"Luminor\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"8,81%\">\n                        <span class=\"comparison-table__text\">8,81%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"7323\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Luminor v\u00e4ikelaen: V\u00f5ttes tarbimislaenu 5000 eurot, fikseerimata laenuintressiga 16,4% aastas, laenuperioodiga 60 kuud ja lepingutasuga 75 eurot, on krediidi kulukuse esialgne m\u00e4\u00e4r 18,50% , krediidi kogukulu 2434,33 eurot ning krediidi kogukulu kandmiseks tehtavate maksete kogusumma 7434,33 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"LHV v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 23,03% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2000 \u20ac, intress 19,9% j\u00e4\u00e4gilt aastas (fikseeritud), lepingutasu 29,9 \u20ac, laenu tasumise periood 40 kuud, tasumine igakuiste annuiteetmaksetena, maksete kogusumma 2783,01 \u20ac ja tagasimaksete summa 2753,11 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"LHV Pank\"\n                data-product-id=\"627\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"627\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"LHV Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/2.jpg\" alt=\"LHV Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"200.00\">200 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"17,69%\">\n                        <span class=\"comparison-table__text\">17,69%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"627\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>LHV v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 23,03% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2000 \u20ac, intress 19,9% j\u00e4\u00e4gilt aastas (fikseeritud), lepingutasu 29,9 \u20ac, laenu tasumise periood 40 kuud, tasumine igakuiste annuiteetmaksetena, maksete kogusumma 2783,01 \u20ac ja tagasimaksete summa 2753,11 \u20ac.<\/span><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                        <table class=\"comparison-table comparison-table--mobile  is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"true\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Ettev\u00f5te                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Lugejahinnang                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"lowest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min. laenusumma\">Min. laenusumma<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maks. summa\">Maks. summa<\/span><\/th><th> <span data-sorting=\"highest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Maks. periood\">Maks. periood<\/span><\/th><th> <span data-sorting=\"manual-data-point-4\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Krediidi kulukuse m\u00e4\u00e4r\">\n                    Krediidi kulukuse m\u00e4\u00e4r<\/span><\/th>                                <th>Alusta                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\" data-rep-example=\"N\u00e4iteks 5000\u20ac laenamisel 60 kuuks, intressiga 13%, igakuise haldustasuga 0.1% laenusummalt (min. 4\u20ac), kuumaksega 118.77\u20ac, tarbijakrediidi maksete kogusummaga 7125.92\u20ac, krediidi kulukuse m\u00e4\u00e4r 15.99%.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Fjord Bank\"\n                data-product-id=\"45911\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"45911\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Fjord Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2024\/02\/fjord-bank-laenud.png\" alt=\"Fjord Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"600.00\">600 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"7,40%\">\n                        <span class=\"comparison-table__text\">7,40%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"45911\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>N\u00e4iteks 5000\u20ac laenamisel 60 kuuks, intressiga 13%, igakuise haldustasuga 0.1% laenusummalt (min. 4\u20ac), kuumaksega 118.77\u20ac, tarbijakrediidi maksete kogusummaga 7125.92\u20ac, krediidi kulukuse m\u00e4\u00e4r 15.99%.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Autolaenu t\u00fc\u00fcpn\u00e4ide: laenusummaga 5000 eurot, t\u00e4htajaga 5 aastaks, lepingutasuga 5%, aastase intressiga 9,9%, on krediidi kulukuse m\u00e4\u00e4r 12,36%, igakuine laenu tagasimakse 97 eurot ning laenu tagasimakse summa kokku 6 983,72 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Primero\"\n                data-product-id=\"28509\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"28509\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/primero\/redirect\/\">\n                    <img decoding=\"async\" title=\"Primero\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2022\/06\/primero.png\" alt=\"Primero\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"2000.00\">2&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2520\">7 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"12,36%\">\n                        <span class=\"comparison-table__text\">12,36%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/primero\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"28509\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Autolaenu t\u00fc\u00fcpn\u00e4ide: laenusummaga 5000 eurot, t\u00e4htajaga 5 aastaks, lepingutasuga 5%, aastase intressiga 9,9%, on krediidi kulukuse m\u00e4\u00e4r 12,36%, igakuine laenu tagasimakse 97 eurot ning laenu tagasimakse summa kokku 6 983,72 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"TF Bank v\u00e4ikelaen: 5000 \u20ac laenu puhul viieks aastaks fikseeritud intressiga 15,9%, lepingutasuga 5% laenusummast ja igakuise laenuhaldustasuga 2,9 \u20ac on krediidi kulukuse m\u00e4\u00e4r 20,98%, tarbija poolt makstav kogusumma ja laenu tagasimaksete summa 8 181,44 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"TF Bank\"\n                data-product-id=\"1113\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1113\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"TF Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png\" alt=\"TF Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"15,07%\">\n                        <span class=\"comparison-table__text\">15,07%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1113\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>TF Bank v\u00e4ikelaen: 5000 \u20ac laenu puhul viieks aastaks fikseeritud intressiga 15,9%, lepingutasuga 5% laenusummast ja igakuise laenuhaldustasuga 2,9 \u20ac on krediidi kulukuse m\u00e4\u00e4r 20,98%, tarbija poolt makstav kogusumma ja laenu tagasimaksete summa 8 181,44 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Mogo autolaen: N\u00e4iteks laen summas 4500 eurot, t\u00e4htajaga 5 aastat, intressiga 1,75%, on krediidi kulukuse m\u00e4\u00e4r 23,14%, igakuine laenu tagasimakse 121,74 eurot ning laenu tagasimakse summa kokku 7304,41 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Mogo\"\n                data-product-id=\"1570\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1570\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Mogo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/mogo-autod-mogo-ou.png\" alt=\"Mogo\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"21%\">\n                        <span class=\"comparison-table__text\">21%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1570\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Mogo autolaen: N\u00e4iteks laen summas 4500 eurot, t\u00e4htajaga 5 aastat, intressiga 1,75%, on krediidi kulukuse m\u00e4\u00e4r 23,14%, igakuine laenu tagasimakse 121,74 eurot ning laenu tagasimakse summa kokku 7304,41 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Credit24 v\u00e4ikelaen: Credit24 pakub krediiti Krediidikonto (krediidiliin) limiidi alusel. 1000\u20ac laenamisel 12 kuuks, fikseeritud intressim\u00e4\u00e4raga 24% aastas on KKM 27.24% (maksimum KKM\/max. APR 60,96%) aastas, tagasimaksete summa 1135\u20ac ning kogusumma 1135\u20ac. Tagasimakseperiood vahemikus 3 kuni 60 kuud.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Credit24\"\n                data-product-id=\"152\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"152\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/credit24\/redirect\/\">\n                    <img decoding=\"async\" title=\"Credit24\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/credit24-eesti-vaikelaen.png\" alt=\"Credit24\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"50.00\">50 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"5000.00\">5&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"27,24%\">\n                        <span class=\"comparison-table__text\">27,24%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/credit24\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"152\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Credit24 v\u00e4ikelaen: Credit24 pakub krediiti Krediidikonto (krediidiliin) limiidi alusel. 1000\u20ac laenamisel 12 kuuks, fikseeritud intressim\u00e4\u00e4raga 24% aastas on KKM 27.24% (maksimum KKM\/max. APR 60,96%) aastas, tagasimaksete summa 1135\u20ac ning kogusumma 1135\u20ac. Tagasimakseperiood vahemikus 3 kuni 60 kuud.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Inbank v\u00e4ikelaen: v\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,61% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenu summa 3500 \u20ac, osamaksete arv 43, fikseeritud intressim\u00e4\u00e4r 17,80%, lepingutasu 2% laenu summalt, igakuine haldustasu 2,90 \u20ac, igakuine osamakse 115,75 \u20ac. Krediidi kogusumma ja tagasimaksete summa 4977,49 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Inbank\"\n                data-product-id=\"2678\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"2678\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Inbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/inbank-laen.png\" alt=\"Inbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"16,38%\">\n                        <span class=\"comparison-table__text\">16,38%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"2678\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Inbank v\u00e4ikelaen: v\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,61% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenu summa 3500 \u20ac, osamaksete arv 43, fikseeritud intressim\u00e4\u00e4r 17,80%, lepingutasu 2% laenu summalt, igakuine haldustasu 2,90 \u20ac, igakuine osamakse 115,75 \u20ac. Krediidi kogusumma ja tagasimaksete summa 4977,49 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Bigbank v\u00e4ikelaen: N\u00e4iteks 2200-eurose laenusumma puhul viieks aastaks fikseeritud intressiga 16,9%, lepingutasuga 45 eurot ja igakuise haldustasuga 1,5 eurot on krediidi kulukuse m\u00e4\u00e4r 21,16%, igakuine laenu tagasimakse 56,46 eurot, laenu tagasimaksete summa 3387,60 eurot ning Sinu poolt makstav kogusumma 3522,60 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bigbank\"\n                data-product-id=\"171\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"171\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Bigbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/bigbank-laenud.png\" alt=\"Bigbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"30000.00\">30&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"13,17%\">\n                        <span class=\"comparison-table__text\">13,17%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"171\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Bigbank v\u00e4ikelaen: N\u00e4iteks 2200-eurose laenusumma puhul viieks aastaks fikseeritud intressiga 16,9%, lepingutasuga 45 eurot ja igakuise haldustasuga 1,5 eurot on krediidi kulukuse m\u00e4\u00e4r 21,16%, igakuine laenu tagasimakse 56,46 eurot, laenu tagasimaksete summa 3387,60 eurot ning Sinu poolt makstav kogusumma 3522,60 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Coop v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,78% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2250 \u20ac, lepinguperiood 36 kuud, tagasimaksete arv 36, fikseeritud intressim\u00e4\u00e4r aastas 17,9% arvestatuna laenuj\u00e4\u00e4gilt, lepingutasu 45 \u20ac, igakuine haldustasu 1,5 \u20ac, igakuine osamakse 82,73 \u20ac, krediidi kogusumma 3023,28 \u20ac ja tagasimaksete summa 2978,28 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop Pank\"\n                data-product-id=\"1117\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"1117\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Coop Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/coop-pank-logo.png\" alt=\"Coop Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"2500.00\">2&nbsp;500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"23,46%\">\n                        <span class=\"comparison-table__text\">23,46%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1117\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Coop v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 22,78% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2250 \u20ac, lepinguperiood 36 kuud, tagasimaksete arv 36, fikseeritud intressim\u00e4\u00e4r aastas 17,9% arvestatuna laenuj\u00e4\u00e4gilt, lepingutasu 45 \u20ac, igakuine haldustasu 1,5 \u20ac, igakuine osamakse 82,73 \u20ac, krediidi kogusumma 3023,28 \u20ac ja tagasimaksete summa 2978,28 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Holm Bank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on  20,60 % j\u00e4rgmistel n\u00e4idistingimustel: kauba\/teenuse maksumus 4500 \u20ac, lepingu periood 36 kuud, fikseeritud intressim\u00e4\u00e4r 9,9 % laenusummalt aastas, lepingutasu 90 \u20ac, krediidisumma 4500 \u20ac, maksete kogusumma 5926,5 \u20ac ja tagasimaksete summa 5926,5 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Holm Bank\"\n                data-product-id=\"14512\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"14512\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Holm Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2019\/05\/holm-bank.png\" alt=\"Holm Bank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">500 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"25000.00\">25&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"3600\">10 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"14,32%\">\n                        <span class=\"comparison-table__text\">14,32%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"14512\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Holm Bank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on  20,60 % j\u00e4rgmistel n\u00e4idistingimustel: kauba\/teenuse maksumus 4500 \u20ac, lepingu periood 36 kuud, fikseeritud intressim\u00e4\u00e4r 9,9 % laenusummalt aastas, lepingutasu 90 \u20ac, krediidisumma 4500 \u20ac, maksete kogusumma 5926,5 \u20ac ja tagasimaksete summa 5926,5 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"SEB v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 16,07% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 5000 eurot, mis makstakse v\u00e4lja lepingu s\u00f5lmimisel; fikseeritud intressim\u00e4\u00e4r 14% aastas laenuj\u00e4\u00e4gilt; tagastamine viie aasta jooksul 60 igakuise annuiteetmaksena; lepingu s\u00f5lmimise tasu 75 eurot, mis makstakse lepingu s\u00f5lmimisel; arvelduskonto kuutasu 0,30 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"SEB Pank\"\n                data-product-id=\"623\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"623\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"SEB Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/4.jpg\" alt=\"SEB Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2520\">7 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"11,32%\">\n                        <span class=\"comparison-table__text\">11,32%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"623\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>SEB v\u00e4ikelaen: V\u00e4ikelaenu krediidi kulukuse m\u00e4\u00e4r on 16,07% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 5000 eurot, mis makstakse v\u00e4lja lepingu s\u00f5lmimisel; fikseeritud intressim\u00e4\u00e4r 14% aastas laenuj\u00e4\u00e4gilt; tagastamine viie aasta jooksul 60 igakuise annuiteetmaksena; lepingu s\u00f5lmimise tasu 75 eurot, mis makstakse lepingu s\u00f5lmimisel; arvelduskonto kuutasu 0,30 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Swedbank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 11,392% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 6 500 \u20ac; fikseeritud intress 10%; lepingutasu 100 \u20ac; laenu t\u00e4htaeg 5 aastat; tagasimaksete arv 60; tagasimaksete summa 8 345,67 \u20ac; krediidi kogukulu 1 945,67 \u20ac; krediidi kogusumma 8 445,67 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Swedbank\"\n                data-product-id=\"621\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"621\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/\">\n                    <img decoding=\"async\" title=\"Swedbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/swedbank-eesti.png\" alt=\"Swedbank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"300.00\">300 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"20000.00\">20&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"11,392%\">\n                        <span class=\"comparison-table__text\">11,392%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"621\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Swedbank v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 11,392% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 6 500 \u20ac; fikseeritud intress 10%; lepingutasu 100 \u20ac; laenu t\u00e4htaeg 5 aastat; tagasimaksete arv 60; tagasimaksete summa 8 345,67 \u20ac; krediidi kogukulu 1 945,67 \u20ac; krediidi kogusumma 8 445,67 \u20ac.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Luminor v\u00e4ikelaen: V\u00f5ttes tarbimislaenu 5000 eurot, fikseerimata laenuintressiga 16,4% aastas, laenuperioodiga 60 kuud ja lepingutasuga 75 eurot, on krediidi kulukuse esialgne m\u00e4\u00e4r 18,50% , krediidi kogukulu 2434,33 eurot ning krediidi kogukulu kandmiseks tehtavate maksete kogusumma 7434,33 eurot.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Luminor\"\n                data-product-id=\"7323\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"7323\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/\">\n                    <img decoding=\"async\" title=\"Luminor\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/11\/luminor-pank.png\" alt=\"Luminor\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">1&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"8,81%\">\n                        <span class=\"comparison-table__text\">8,81%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"7323\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Luminor v\u00e4ikelaen: V\u00f5ttes tarbimislaenu 5000 eurot, fikseerimata laenuintressiga 16,4% aastas, laenuperioodiga 60 kuud ja lepingutasuga 75 eurot, on krediidi kulukuse esialgne m\u00e4\u00e4r 18,50% , krediidi kogukulu 2434,33 eurot ning krediidi kogukulu kandmiseks tehtavate maksete kogusumma 7434,33 eurot.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"LHV v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 23,03% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2000 \u20ac, intress 19,9% j\u00e4\u00e4gilt aastas (fikseeritud), lepingutasu 29,9 \u20ac, laenu tasumise periood 40 kuud, tasumine igakuiste annuiteetmaksetena, maksete kogusumma 2783,01 \u20ac ja tagasimaksete summa 2753,11 \u20ac.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"LHV Pank\"\n                data-product-id=\"627\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"627\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/\">\n                    <img decoding=\"async\" title=\"LHV Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/2.jpg\" alt=\"LHV Pank\">\n                <\/a><\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"200.00\">200 \u20ac<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"15000.00\">15&nbsp;000 \u20ac<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 a<\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"17,69%\">\n                        <span class=\"comparison-table__text\">17,69%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"627\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Taotle laenu<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>LHV v\u00e4ikelaen: Krediidi kulukuse m\u00e4\u00e4r on 23,03% aastas j\u00e4rgmistel n\u00e4idistingimustel: laenusumma 2000 \u20ac, intress 19,9% j\u00e4\u00e4gilt aastas (fikseeritud), lepingutasu 29,9 \u20ac, laenu tasumise periood 40 kuud, tasumine igakuiste annuiteetmaksetena, maksete kogusumma 2783,01 \u20ac ja tagasimaksete summa 2753,11 \u20ac.<\/span><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        \n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>V\u00f5rdle 35 laenupakkuja laene<\/h3><p>Leia soodsaim laen \u00fche klikiga<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"4000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720&\" data-slider-url=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=720&\" data-required=\"tulemused?query=1non_affiliate=true&param_amount=4000&param_period=720&\" class=\"get_results compare button is-primary is-medium is-rounded\">Vaata laenupakkumisi<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Kellele_ja_millal_sobib_tagatiseta_autolaen\">Kellele ja millal sobib tagatiseta autolaen?<\/h2>\n\n\n\n<p>Tagatiseta autolaen on t\u00fc\u00fcpiliselt k\u00f5rgema intressiga kui autoliising, kuid teatud olukordades sobib tagatiseta autolaen just paremini. <\/p>\n\n\n\n<p>Vahel suisa ei saagi autoliisingut v\u00f5tta \u00fchel v\u00f5i teisel p\u00f5hjusel ning tavaline autolaen ongi parim valik.<\/p>\n\n\n\n<p><strong>Kas \u00e4kki m\u00f5ni nendest p\u00f5hjustest resoneerub sinu vajadustega praegu?<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Tahad osta kasutatud auto v\u00f5i auto, mis on vanem (tagatiseta autolaenuga pole auto vanus piiratud)<\/p>\n<\/li><li><p>Tahad osta auto <a href=\"https:\/\/financer.ee\/laenud\/auto24-laen\/\" data-type=\"page\" data-id=\"5876\">Auto24<\/a> kaudu eraisikult<\/p>\n<\/li><li><p>Tahad olla auto 100% omanik, mitte lihtsalt selle vastutav kasutaja<\/p>\n<\/li><li><p>Sa ei taha autot tagatiseks panna &#8211; tahad lihtsalt auto osta, mitte hoida seda tagatisena<\/p>\n<\/li><li><p>Tahad osta auto kiirelt ja ilma pangapoolse sekkumise ning liigse paberimajanduseta<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Eesti_top_3_tagatiseta_autolaenud\">Eesti top 3 tagatiseta autolaenud<\/h2>\n\n\n\n<p>Arvestades seda, et sisuliselt k\u00f5ik laenupakkujad annavad tagatiseta laenu, pole ka mingi ime, et auto ostmiseks saab raha laenata sisuliselt k\u00f5ikjalt.<\/p>\n\n\n\n<p>Vaatasime aga l\u00e4hemalt \u00fcle tagatiseta autolaene, mis hetkel Eesti turul ringi liiguvad ning <strong>valisime sinu jaoks v\u00e4lja 3 tagatiseta autolaenu<\/strong>, mis paistavad eriti silma m\u00f5ne olulise punkti t\u00f5ttu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mogo\">Mogo<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.ee\/ettevote\/mogo\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"200\" height=\"96\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/mogo-autod-mogo-ou.png\" class=\"attachment-full size-full\" alt=\"mogo autod - mogo ou\u0308\" \/><\/a><span class=\"items-content__card-chosen\">Valitud <strong>5&nbsp;509<\/strong> korda<\/span><ul class=\"items-content__card-list\"><li >Ilma sissemaksuta autolaen<\/li><li >Sobib igas vanuses auto ostmiseks<\/li><li >Vastus m\u00f5ne minutiga<\/li><li >Saadaval ka laen auto tagatisel<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. laenusumma<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. summa<\/span><span class=\"items-content__card-datapoint-value\">25000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Madalaim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">21.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">K\u00f5rgeim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">21.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periood<\/span><span class=\"items-content__card-datapoint-value\">1 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. periood<\/span><span class=\"items-content__card-datapoint-value\">6 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Makseh\u00e4ired lubatud<\/span><span class=\"items-content__card-datapoint-value\">Jah. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaalne vanus<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1570\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Alusta<\/a><a href=\"https:\/\/financer.ee\/ettevote\/mogo\/\"  class=\"button is-rounded items-content__card-more-info\">Lisainfo<\/a><span class=\"items-content__card-credit-title \"><\/span><\/div><\/div><div class=\"items-content__card-description\" >Mogo autolaen: N\u00e4iteks laen summas 4500 eurot, t\u00e4htajaga 5 aastat, intressiga 1,75%, on krediidi kulukuse m\u00e4\u00e4r 23,14%, igakuine laenu tagasimakse 121,74 eurot ning laenu tagasimakse summa kokku 7304,41 eurot.<\/div><\/div><\/div><\/div>\n\n\n<p><strong>Mogo autolaen ilma tagatiseta<\/strong> on praktiliselt autolaenude s\u00fcnon\u00fc\u00fcm. <\/p>\n\n\n\n<p>Pole kahtlustki, et me k\u00f5ik oleme Mogost midagi kuulnud: tegemist on Eesti juhtiva autolaenupakkujaga.<\/p>\n\n\n\n<p>Mogo autolaen ilma tagatiseta on k\u00fcll k\u00f5rge intressiga, ent see pakub ka mitmeid eeliseid:<\/p>\n\n\n\n<ul>\n<li>Kuni 25 000\u20ac, kuni 7 aastaks;<\/li>\n\n\n\n<li>Tagatist ega kaskot pole vaja;<\/li>\n\n\n\n<li>Kiire laenuprotsess: saad raha k\u00e4tte samal p\u00e4eval;<\/li>\n\n\n\n<li>Auto l\u00e4heb sinu nimele.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/?unq=6647b939dcdf6\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri Mogo l\u00e4hemalt<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Fjord_Bank\">Fjord Bank<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"586\" height=\"180\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2024\/02\/fjord-bank-laenud.png\" class=\"attachment-full size-full\" alt=\"fjord bank laenud\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2024\/02\/fjord-bank-laenud.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2024\/02\/fjord-bank-laenud-300x92.png 300w\" sizes=\"(max-width: 586px) 100vw, 586px\" \/><\/a><span class=\"items-content__card-chosen\">Valitud <strong>725<\/strong> korda<\/span><ul class=\"items-content__card-list\"><li >Lepingutasuta v\u00e4ikelaenud<\/li><li >Soodsa intressiga tagatiseta laen<\/li><li >Ametlik tegevusluba Eestis<\/li><li >Taotle otse internetist 24\/7<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. laenusumma<\/span><span class=\"items-content__card-datapoint-value\">600<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. summa<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Madalaim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">9.90<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">K\u00f5rgeim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">47.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periood<\/span><span class=\"items-content__card-datapoint-value\">1 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. periood<\/span><span class=\"items-content__card-datapoint-value\">5 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Makseh\u00e4ired lubatud<\/span><span class=\"items-content__card-datapoint-value\">Ei. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaalne vanus<\/span><span class=\"items-content__card-datapoint-value\">21<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"45911\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Alusta<\/a><a href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/\"  class=\"button is-rounded items-content__card-more-info\">Lisainfo<\/a><span class=\"items-content__card-credit-title \"><\/span><\/div><\/div><div class=\"items-content__card-description\" >N\u00e4iteks 5000\u20ac laenamisel 60 kuuks, intressiga 13%, igakuise haldustasuga 0.1% laenusummalt (min. 4\u20ac), kuumaksega 118.77\u20ac, tarbijakrediidi maksete kogusummaga 7125.92\u20ac, krediidi kulukuse m\u00e4\u00e4r 15.99%.<\/div><\/div><\/div><\/div>\n\n\n<p>Fjord Bank on <strong>uhiuus tagatiseta autolaenupakkuja<\/strong>, kes \u00fcllatab oma madala intressi poolest: minimaalne intress on vaid 4,5% aastas! <\/p>\n\n\n\n<p>Sarnaselt teistele autolaenudele pole ka selle puhul vajalik tagatis, sissemakse ega kaskokindlustus.<\/p>\n\n\n\n<p>\u00dcks hea uudis veel: <strong>Fjord Bank laenudel pole lepingutasu<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/fjord-bank\/redirect\/?unq=6647b939e9494\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri Fjord Banki l\u00e4hemalt<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"TF_Bank\">TF Bank<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"586\" height=\"180\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png\" class=\"attachment-full size-full\" alt=\"tfbank logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png 586w, https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo-300x92.png 300w\" sizes=\"(max-width: 586px) 100vw, 586px\" \/><\/a><span class=\"items-content__card-chosen\">Valitud <strong>13&nbsp;158<\/strong> korda<\/span><ul class=\"items-content__card-list\"><li >Tunnustatud Rootsi ettev\u00f5te<\/li><li >Valikus ka laen kinnisvara tagatisel<\/li><li >Ni\u0161ipank<\/li><li >V\u00f5imalik saada refinantseerimislaenu<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. laenusumma<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. summa<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Madalaim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">7.90<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">K\u00f5rgeim krediidi kulukuse m\u00e4\u00e4r<\/span><span class=\"items-content__card-datapoint-value\">15.90<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periood<\/span><span class=\"items-content__card-datapoint-value\">1 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maks. periood<\/span><span class=\"items-content__card-datapoint-value\">10 a<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Makseh\u00e4ired lubatud<\/span><span class=\"items-content__card-datapoint-value\">Ei. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaalne vanus<\/span><span class=\"items-content__card-datapoint-value\">22<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1113\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Alusta<\/a><a href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/\"  class=\"button is-rounded items-content__card-more-info\">Lisainfo<\/a><span class=\"items-content__card-credit-title \"><\/span><\/div><\/div><div class=\"items-content__card-description\" >TF Bank v\u00e4ikelaen: 5000 \u20ac laenu puhul viieks aastaks fikseeritud intressiga 15,9%, lepingutasuga 5% laenusummast ja igakuise laenuhaldustasuga 2,9 \u20ac on krediidi kulukuse m\u00e4\u00e4r 20,98%, tarbija poolt makstav kogusumma ja laenu tagasimaksete summa 8 181,44 \u20ac.<\/div><\/div><\/div><\/div>\n\n\n<p>TF Bank on tuntud <strong>m\u00f5istlike laenude poolest<\/strong> ning nende hulka kuuluvad ka s\u00f5idukilaenud.<\/p>\n\n\n\n<p>TF Bank s\u00f5idukilaenuga v\u00f5id osta mistahes s\u00f5iduki ja samas v\u00f5id katta ka k\u00f5ik ostuga seotud lisakulud. Seejuures v\u00f5id osta mistahes vanuses s\u00f5iduki, tagatist ega kaskokindlustust pole vaja.<\/p>\n\n\n\n<p>Siin on veel m\u00f5ned TF Bank autolaenu olulised punktid:<\/p>\n\n\n\n<ul>\n<li>intress alates 5,9%;<\/li>\n\n\n\n<li>laenusumma kuni 20 000\u20ac, laenuperiood kuni 10 aastat;<\/li>\n\n\n\n<li>tasuta ennet\u00e4htaegne tagastamine.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/?unq=6647b939f3d11\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Uuri TF Banki l\u00e4hemalt<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Autolaenu_plussid_ja_miinused\">Autolaenu plussid ja miinused<\/h2>\n\n\n\n<p>Tagatiseta autolaen on kindlasti ahvatlev valik mitmes olukorras: eriti siis, kui soovid osta kasutatud auto. Enne, kui ruttad autolaenupakkumisi v\u00f5tma, kaalu allj\u00e4rgnevaid plusse ja miinuseid.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Autolaenu_plussid\">Autolaenu plussid:<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Tagatist ega omafinantseeringut pole vaja<\/strong>\u00a0&#8211; Tagatiseta autolaenu puhul pole vaja teha sissemakset ega pakkuda autot tagatiseks. Laenu saad oma sissetulekule vastavalt.<\/p>\n<\/li><li><p><strong>Kiire ja lihtne<\/strong>\u00a0&#8211; Kuna pole vaja seada tagatist ega teha muid protseduure, on kogu autolaenuprotsess \u00fclikiire. Parimal juhul v\u00f5id saada raha k\u00e4tte samal p\u00e4eval!<\/p>\n<\/li><li><p><strong>Auto kohe sinu nimel<\/strong>\u00a0&#8211; Erinevalt autoliisingust on autolaenu v\u00f5tmisel s\u00f5iduk kohe sinu nimel. Sa ei ole mitte s\u00f5iduki vastutav kasutaja, vaid selle t\u00e4ie\u00f5iguslik omanik (ja v\u00f5id auto ka vabalt maha m\u00fc\u00fca hiljem).<\/p>\n<\/li><li><p><strong>S\u00f5iduki vanus pole piiratud<\/strong>\u00a0&#8211; Autolaenuga v\u00f5id osta mistahes s\u00f5iduki, olgu selleks kasv\u00f5i 20-aastane Volkswagen. S\u00f5iduki vanus (ega liik) pole kuidagi piiratud.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Autolaenu_miinused\">Autolaenu miinused:<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>V\u00e4ga k\u00f5rge intress<\/strong>\u00a0&#8211; Autolaenu suurim miinus on k\u00f5rge intress. T\u00fc\u00fcpilise tagatiseta autolaenu intress v\u00f5ib vabalt ulatuda \u00fcle 15% aastas (v\u00f5i rohkemgi). See t\u00e4hendab, et tegemist v\u00f5ib olla \u00fclimalt kalli laenuga, mille v\u00f5tmisel pead oma autole sisuliselt pool peale maksma.<\/p>\n<\/li><li><p><strong>Potentsiaalselt k\u00f5rged kuumaksed<\/strong>\u00a0&#8211; Tulenevalt k\u00f5rgest intressist v\u00f5ivad autolaenu kuumaksed olla k\u00f5rgemad kui aimasid ning v\u00f5ib juhtuda, et sa ei tule rahadega enam ilusti v\u00e4lja iga kuu.<\/p>\n<\/li><li><p><strong>Ei pruugi \u00e4ra tasuda<\/strong>\u00a0&#8211; Kui ostad vana s\u00f5iduki, v\u00f5id avastada, et autolaen on taak kaelas samal ajal, kui s\u00f5iduk vajab pidevalt muid lisanduvaid v\u00e4ljaminekuid. L\u00f5puks ei pruugi lihtsalt autolaen end \u00e4ra tasuda.<\/p>\n<\/li><li><p><strong>Pole liisingule sarnaseid lisaeeliseid<\/strong>\u00a0&#8211; Kui liisingumasinatel on mitmeid lisaeeliseid (nt hooldused hinna sees), siis autolaenu puhul pole sul \u00fchtegi lisaboonust.<\/p>\n<\/li><\/ul><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Kuidas hoida kokku <span class=\"compare-amount\">495,00 \u20ac <\/span> laenukulult<\/h3>\n\t\t\t\t<p>4&nbsp;000,00 \u20ac laenu kulukuse erinevus 90 p\u00e4eva kohta on 495,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.ee\/tulemused\/?query=1&filter_non_affiliate=1&param_amount=4000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Leia soodsaim laen siit<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"i5_nippi_kasutatud_auto_ostmiseks_autolaenuga\">5 nippi kasutatud auto ostmiseks autolaenuga<\/h2>\n\n\n\n<p>Kui kavatsed autolaenu kasutada kasutatud auto ostmiseks, pead olema natuke hoolikas. J\u00e4rgi neid lihtsaid samme:<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Nipp<\/div><div class=\"single-article__steps-content\"><h3 id=\"Kontrolli-kes-on-auto-tegelik-omanik\">Kontrolli, kes on auto tegelik omanik<\/h3><p>Veendu enne auto eest maksmist, et auto m\u00fc\u00fcja, auto omanik dokumentides ja arvelduskonto omanik oleksid kinnitatud ja kindlasti samad inimesed.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Nipp<\/div><div class=\"single-article__steps-content\"><h3 id=\"Kontrolli-muuja-tausta\">Kontrolli m\u00fc\u00fcja tausta<\/h3><p>\u00dcksk\u00f5ik, kas ostad auto eraisikult v\u00f5i ettev\u00f5ttelt, tee taustakontroll. Vastasel korral v\u00f5id sattuda petturite otsa.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Nipp<\/div><div class=\"single-article__steps-content\"><h3 id=\"Ostu-muugileping-on-KOIGE-olulisem\">Ostu-m\u00fc\u00fcgileping on K\u00d5IGE olulisem<\/h3><p>\u00c4ra tee kunagi suus\u00f5nalist kokkulepet autot ostes. Kasuta auto ostmisel Maanteeameti pakutavat auto ostu-m\u00fc\u00fcgilepingu blanketti.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Nipp<\/div><div class=\"single-article__steps-content\"><h3 id=\"Maksa-pangaulekandega\">Maksa panga\u00fclekandega<\/h3><p>\u00c4ra maksa auto eest sularahas, vaid ainult panga\u00fclekandega, et tehingust j\u00e4\u00e4ks ka j\u00e4lg maha.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Nipp<\/div><div class=\"single-article__steps-content\"><h3 id=\"Tee-korralik-proovisoit-ja-jalgi-koiki-detaile\">Tee korralik proovis\u00f5it ja j\u00e4lgi k\u00f5iki detaile<\/h3><p>Kasutatud auto puhul on eriti vajalik t\u00e4helepanelikkus \u2013 teinekord v\u00f5ib m\u00f5ni pisidetail anda m\u00f5ista, et tegemist ei ole korraliku pakkumisega.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<p><em>Kui tagatiseta autolaen ja sellega seonduvad miinused v\u00f5i muud aspektid siiski ei sobi sulle, kl\u00f5psa allolevale nupule, et lugeda rohkem autoliisingu kohta.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/autolaen\/autoliising\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Vaata autoliisingupakkumisi<\/a><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Autolaenude_korduma_kippuvad_ksimused\">Autolaenude korduma kippuvad k\u00fcsimused<\/h3><h4>Kas autolaen makseh\u00e4irega on v\u00f5imalik?<\/h4><div class=\"faq_inner\"><p>Kui sul on aktiivne makseh\u00e4ire v\u00f5i kas v\u00f5i hiljuti l\u00f5ppenud makseh\u00e4ire, ei ole v\u00f5imalik laenu saada. Paljud laenuandjad ei anna autolaenu isegi siis, kui makseh\u00e4irest on m\u00f6\u00f6das m\u00f5ni kuu. <a href=\"https:\/\/financer.ee\/ettevote\/mogo\/\">Mogo<\/a> on \u00fcks v\u00e4hestest ettev\u00f5tetest, kes v\u00f5ib vastu tulla juhul, kui makseh\u00e4ire on juba l\u00f5ppenud.<\/p>\n<p>Laias laastus pole aga autolaen makseh\u00e4irega v\u00f5imalik. Makseh\u00e4ire korral on v\u00f5imalik autolaen ainult siis, kui auto on laenu tagatiseks (sel juhul j\u00e4\u00e4d autost ilma, kui ei suuda laenumakseid teha).<\/p><\/div><h4>Mul ei ole p\u00fcsivat t\u00f6\u00f6d. Kas ma saan autolaenu?<\/h4><div class=\"faq_inner\"><p>Kui sul ei ole regulaarset sissetulekut, pole v\u00f5imalik saada mitte \u00fchtegi laenu &#8211; laenu saamise eeltingimuseks on \u00fcksk\u00f5ik millise p\u00fcsiva sissetuleku laekumine. See p\u00fcsiv sissetulek ei pea olema k\u00fcll palgatulu &#8211; see v\u00f5ib olla ka hoopis pension, toetus vms, kuid see peab laekuma igal juhul iga kuu t\u00e4iesti kindlalt.<\/p><\/div><h4>Kui suur on tagatiseta autolaen?<\/h4><div class=\"faq_inner\"><p>Tagatiseta autolaenud on v\u00e4iksemad kui autoliisingud v\u00f5i t\u00fc\u00fcpilised tagatisega laenud. Maksimaalne autolaenusumma on \u00fcldiselt 20 000 &#8211; 25 000. \u00dcldiselt annavad pangad ja laenupakkujad autolaenu \u00fcsna h\u00f5lpsalt 10 000 euro ringis, mis peaks olema piisav selleks, et osta t\u00e4iesti adekvaatne kasutatud auto.<\/p><\/div><h4>Milline on autolaenu intress?<\/h4><div class=\"faq_inner\"><p>Autolaenude intress ei pruugi olla k\u00f5ige madalam, kuid on siiski m\u00e4rgatavalt madalam kiirlaenudest. Autolaenu intressid algavad tavaliselt 7-8%-st ning v\u00f5ivad ulatuda ka 30%-ni.<\/p>\n<p>K\u00f5ige soodsama autolaenu leidmiseks kasuta Financer.com v\u00f5rdlustabeleid, kus saad k\u00f5rvutada autolaenude krediidi kulukuse m\u00e4\u00e4ra.<\/p><\/div><h4>Kas saan laenu eraisikult auto ostmiseks?<\/h4><div class=\"faq_inner\"><p>Enamike autolaenude puhul pole oluline sugugi see, kellelt sa ostad &#8211; s\u00f5iduk ise on t\u00e4htis. N\u00e4iteks pakuvad mitmed laenuandjad v\u00f5imalust <a href=\"https:\/\/financer.ee\/laenud\/auto24-laen\/\">osta auto Auto24 kaudu<\/a>. Enne eraisikult ostmist loe kindlasti meie n\u00f5uandeid, et v\u00e4ltida petturite otsa sattumist.<\/p><\/div><h4>Kas saan autolaenu, kui mul on liising?<\/h4><div class=\"faq_inner\"><p>Tagatisega laenu on v\u00f5imalik saada ka siis, kui sul on juba teisi laenukohustusi. Kui soovid aga kasutada laenu tagatisena autot, mis on liisitud, siis see ei ole kahjuks v\u00f5imalik. Autolaenu on v\u00f5imalik saada ainult s\u00f5idukiga, mis on t\u00e4iesti sinu oma v\u00f5i uue auto ostu finantseerimiseks.<\/p><\/div><h4>Kuidas saada autolaen ilma palgat\u00f5endita?<\/h4><div class=\"faq_inner\"><p>Sisuliselt iga tagatiseta autolaen on saadaval ilma palgat\u00f5endita, kuna ametlikku palgat\u00f5endit ei n\u00f5uta \u00fcldiselt sellist liiki laenude saamiseks. Palgat\u00f5end on rohkem kodulaenu p\u00e4rusmaa.<\/p>\n<p>See-eest on aga autolaenu saamiseks vaja pangakonto v\u00e4ljav\u00f5tet. Autolaenu ilma pangakonto v\u00e4ljav\u00f5tteta ei saa &#8211; sa pead t\u00f5estama laenuandjale oma maksev\u00f5imekust.<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Mis on tagatiseta autolaen? Autolaen on tagatiseta v\u00e4ikelaen, mis on m\u00f5eldud spetsiaalselt auto ostmiseks. Tegemist on k\u00fcll sisuliselt tavalise v\u00e4ikelaenuga,\u2026 <\/p>\n","protected":false},"author":28,"featured_media":78763,"parent":44697,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1],"tags":[31,590],"_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/131"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=131"}],"version-history":[{"count":49,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/131\/revisions"}],"predecessor-version":[{"id":77960,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/131\/revisions\/77960"}],"up":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/44697"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media\/78763"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/tags?post=131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}