{"id":1716,"date":"2016-02-29T23:35:40","date_gmt":"2016-02-29T21:35:40","guid":{"rendered":"https:\/\/financer.ee\/?page_id=1716"},"modified":"2024-05-19T17:31:47","modified_gmt":"2024-05-19T14:31:47","slug":"krediitkaart","status":"publish","type":"page","link":"https:\/\/financer.ee\/krediitkaart\/","title":{"rendered":"Krediitkaardid"},"content":{"rendered":"\n

Mis on krediitkaart?<\/h2>\n\n\n\n

Krediitkaart on just nagu t\u00fc\u00fcpiline\u00a0laen<\/a>: see on krediidilimiit, mida saab kasutada pangakaardi vahendusel. Sarnaselt laenule on krediitkaardil\u00a0fikseeritud intress, mis rakendub kulutatud summale<\/strong>.<\/p>\n\n\n\n

Krediitkaardiga kaasneb palju erinevaid eeliseid, sealhulgas paindlikkus, mida tavaliste laenude puhul niiv\u00f5rd pole. Erisoodustused, m\u00f5nusalt lihtne kasutamine ja pidevalt olemasolev krediidilimiit \u2013 krediitkaardid pole ilma naljata v\u00e4ga armastatud.<\/p>\n\n\n\n

Iga pank pakub krediitkaarte ning mitmed uued tulijad nagu\u00a0Revolut<\/a>\u00a0ja\u00a0Wise<\/a>\u00a0pakuvad deebetkaarte, millel on krediitkaardi funktsioonid (nagu v\u00f5imalus maksta h\u00f5lpsalt k\u00f5ikjal \u00fcle kogu maailma).<\/p>\n\n\n\n

Krediitkaartide v\u00f5rdlus: milline krediitkaart on parim?<\/h2>\n\n\n\n

K\u00f5ik Eesti pangad pakuvad krediitkaarte, ent see ei ole veel k\u00f5ik – Eestis saad hankida krediitkaarte isegi mitmest laenufirmast.<\/p>\n\n\n\n

Siin on kiire \u00fclevaade erinevatest maksekaartidest<\/strong>, mis on hetkel eestlastele t\u00e4iesti saadaval:<\/p>\n\n\n

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\n \n Ettev\u00f5te <\/span>\n <\/th>\n \n Kaardi nimi<\/span><\/th> Maks. krediit<\/span><\/th> Intressim\u00e4\u00e4r<\/span><\/th> Aastane tasu<\/span><\/th> \n \n <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Wise\n <\/a><\/td>Wise deebetkaart<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Revolut\n <\/a><\/td>Revolut VISA maksekaart<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Placet\n <\/a><\/td>Placet Group VISA krediitkaart<\/td>10 000 \u20ac<\/td>23,90%<\/td>11 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Creditea\"\n <\/a><\/td>Creditea<\/td>5 000 \u20ac<\/td>24,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Binance\n <\/a><\/td>Binance Visa Card<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Coop\n <\/a><\/td>Coop Pank krediitkaart<\/td>5 000 \u20ac<\/td>18,00%<\/td>12 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"LHV\n <\/a><\/td>LHV erakliendi krediitkaart<\/td> – <\/td>16,00%<\/td>12 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"SEB\n <\/a><\/td>SEB p\u00fcsimaksega krediitkaart<\/td>6 500 \u20ac<\/td>18,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Swedbank\n <\/a><\/td>Swedbank vaba tagasimaksega krediitkaart<\/td> – <\/td>19,00%<\/td>19 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n \n \n \n \n
\n \n Ettev\u00f5te <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Wise\n <\/a><\/td><\/tr>
\n \n \n \"Revolut\n <\/a><\/td><\/tr>
\n \n \n \"Placet\n <\/a><\/td><\/tr>
\n \n \n \"Creditea\"\n <\/a><\/td><\/tr>
\n \n \n \"Binance\n <\/a><\/td><\/tr>
\n \n \n \"Coop\n <\/a><\/td><\/tr>
\n \n \n \"LHV\n <\/a><\/td><\/tr>
\n \n \n \"SEB\n <\/a><\/td><\/tr>
\n \n \n \"Swedbank\n <\/a><\/td><\/tr> <\/tbody>\n <\/table>\n \n \n \n \n
Alusta<\/th>\n <\/tr>\n <\/thead>\n
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\n Explore more<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n \n \n \n \n
\n \n Ettev\u00f5te <\/span>\n <\/th>\n \n \n Lugejahinnang <\/span>\n <\/th>\n Kaardi nimi<\/span><\/th> Maks. krediit<\/span><\/th> Intressim\u00e4\u00e4r<\/span><\/th> Aastane tasu<\/span><\/th> Alusta <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Wise\n <\/a><\/td>Wise deebetkaart<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Revolut\n <\/a><\/td>Revolut VISA maksekaart<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Placet\n <\/a><\/td>Placet Group VISA krediitkaart<\/td>10 000 \u20ac<\/td>23,90%<\/td>11 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Creditea\"\n <\/a><\/td>Creditea<\/td>5 000 \u20ac<\/td>24,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Binance\n <\/a><\/td>Binance Visa Card<\/td> – <\/td>0,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Coop\n <\/a><\/td>Coop Pank krediitkaart<\/td>5 000 \u20ac<\/td>18,00%<\/td>12 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"LHV\n <\/a><\/td>LHV erakliendi krediitkaart<\/td> – <\/td>16,00%<\/td>12 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"SEB\n <\/a><\/td>SEB p\u00fcsimaksega krediitkaart<\/td>6 500 \u20ac<\/td>18,00%<\/td>0<\/td>\n Explore more<\/a><\/td><\/tr>
\n \n \n \"Swedbank\n <\/a><\/td>Swedbank vaba tagasimaksega krediitkaart<\/td> – <\/td>19,00%<\/td>19 \u20ac<\/td>\n Explore more<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n\n <\/div>\n\n\n\t\t

V\u00f5rdle 36 laenupakkuja laene<\/h3>

Leia soodsaim laen \u00fche klikiga<\/p>

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Vaata laenupakkumisi<\/a><\/div>\t\t<\/div>

Kuidas krediitkaarti taotleda?<\/h2>\n\n\n

Krediitkaardi taotlemine on \u00fclimalt lihtne ning seda saab teha kas krediidiandja internetipangas elektroonilise taotluse t\u00e4itmisel v\u00f5i pangakontoris kohapeal.<\/p><\/div>