{"id":7033,"date":"2017-10-22T03:41:52","date_gmt":"2017-10-22T01:41:52","guid":{"rendered":"https:\/\/financer.ee\/?page_id=7033"},"modified":"2024-09-07T12:40:44","modified_gmt":"2024-09-07T09:40:44","slug":"autoliising","status":"publish","type":"page","link":"https:\/\/financer.ee\/laenud\/autolaen\/autoliising\/","title":{"rendered":"Autoliising"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Mis_on_autoliising\">Mis on autoliising?<\/h2>\n\n\n\n<p>Ilma autota on t\u00e4nap\u00e4eval peaaegu v\u00f5imatu hakkama saada \u2013 kes meist ikka viitsib \u00fchistranspordiga loksuda p\u00e4evast p\u00e4eva? Ehkki auto on h\u00e4davajalik tarbeese, ei saa enamus meist endale lubada auto kohest v\u00e4ljaostmist.<\/p>\n\n\n\n<p>Just sealkohal tulebki appi autoliising. Autoliising on finantsteenus, mis v\u00f5imaldab osta auto nii, et\u00a0<strong>tasud iga kuu selle eest makseid kuni auto j\u00e4\u00e4kv\u00e4\u00e4rtus on null<\/strong>. Seej\u00e4rel saab sinust auto omanik. Seni on aga auto liisingu andnud firma oma.<\/p>\n\n\n\n<p>See on ka \u00fcks peamiseid asjaolusid, mille poolest liising erineb laenust &#8211; <strong>autolaenu puhul oled sa enamasti auto omanik kohe, ent autoliising on sisuliselt v\u00f5imalus kuumaksete eest autot kasutada<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Kuidas_taotleda_autoliisingut\">Kuidas taotleda autoliisingut?<\/h2>\n\n\n<div class=\"howto_desc\"><p>Autoliisingu taotlemine v\u00f5ib olla natuke keerulisem kui tavalise v\u00e4ikelaenu korral, kuid ole mureta &#8211; siin on kiire \u00fclevaade sammudest, mida pead j\u00e4rgima.<\/p><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Samm 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Vali-valja-soovitud-soiduk\">Vali v\u00e4lja soovitud s\u00f5iduk<\/h3><p>Enne, kui hakkad autoliisinguid l\u00e4hemalt uurima, vaata, milline auto sulle k\u00f5ige paremini sobiks. Kui tead, millist autot soovid osta, tead ka juba arvestada, kui suurt liisingusummat sul on vaja.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Samm 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Leia-vordlustabelist-sobiv-autoliising\">Leia v\u00f5rdlustabelist sobiv autoliising<\/h3><p>Autoliisingute tingimused v\u00f5ivad olla v\u00e4ga erinevad, seda nii intressi, liisingusumma kui ka muude tingimuste poolest. Financeri liisingutabelist leiad kiire \u00fclevaate Eesti liisingupakkujatest ning saad h\u00f5lpsalt leida enda jaoks parima variandi.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Samm 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Taida-liisingutaotlus\">T\u00e4ida liisingutaotlus<\/h3><p>Kui leidsid sobiva liisingupakkuja, suundu ettev\u00f5tte kodulehele ja t\u00e4ida seal liisingutaotlus. Pea silmas, et \u00fcheskoos oma andmetega pead esitama ka oma viimase 6 kuu pangakonto v\u00e4ljav\u00f5tte ning vajadusel muid dokumente (+ info s\u00f5iduki kohta).<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Samm 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Allkirjasta-leping-ja-osta-auto\">Allkirjasta leping ja osta auto<\/h3><p>Edasiste sammude osas juhendab sind liisingupakkuja juba t\u00e4psemalt, kuid laias laastus saad allkirjastada lepingu ning vormistada s\u00f5iduki ostu. Enamike liisingute puhul j\u00e4\u00e4d sina auto vastutavaks kasutajaks ning auto omanikuks j\u00e4\u00e4b liisingupakkuja.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n                                    \t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>V\u00f5rdle 36 laenupakkuja laene<\/h3><p>Leia soodsaim laen \u00fche klikiga<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"4000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=1800&\" data-slider-url=\"https:\/\/financer.ee\/tulemused?query=1&non_affiliate=true&param_amount=4000&param_period=1800&\" data-required=\"tulemused?query=1non_affiliate=true&param_amount=4000&param_period=1800&\" class=\"get_results compare button is-primary is-medium is-rounded\">Vaata laenupakkumisi<\/a><\/div>\t\t<\/div><h2 class=\"comparison-table__title-main\">Leia parim autoliising<\/h2>\n                                                <div class=\"comparison-table__description\">Autoliising on pea iga suurema panga ja krediidiandja valikus. Milline on aga parim? Financer.ee autoliisingutabelis n\u00e4ed k\u00f5iki Eesti suurimaid autoliisingupakkumisi ning saad h\u00f5lpsalt valida endale v\u00e4lja sobiva!<\/div>\n                        <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative \">\n                    <div class=\"comparison-table__scroll \">\n                        <table class=\"comparison-table \" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"true\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Ettev\u00f5te                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"manual-data-point-1\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Liisingusumma\">\n                    Liisingusumma<\/span><\/th><th> <span data-sorting=\"manual-data-point-3\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Intress\">\n                    Intress<\/span><\/th><th> <span data-sorting=\"manual-data-point-4\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Sissemakse\">\n                    Sissemakse<\/span><\/th><th> <span data-sorting=\"manual-data-point-6\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Lepingutasu\">\n                    Lepingutasu<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                                                                    <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Mogo\"\n                data-product-id=\"1570\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd0a91b\"  data-url_param_pid=\"1570\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/?unq=66e42ccd0a91b\">\n                    <img decoding=\"async\" title=\"Mogo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/mogo-autod-mogo-ou.png\" alt=\"Mogo\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"500-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">500-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 21%\">\n                        <span class=\"comparison-table__text\">alates 21%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"5%\">\n                        <span class=\"comparison-table__text\">5%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/?unq=66e42ccd16b73\" data-url_param_unq=\"66e42ccd16b73\"  data-url_param_pid=\"1570\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"TF Bank\"\n                data-product-id=\"1113\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd222a8\"  data-url_param_pid=\"1113\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/?unq=66e42ccd222a8\">\n                    <img decoding=\"async\" title=\"TF Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png\" alt=\"TF Bank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"1000-15 000\u20ac\">\n                        <span class=\"comparison-table__text\">1000-15 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 5,9%\">\n                        <span class=\"comparison-table__text\">alates 5,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"5% (min 75\u20ac)\">\n                        <span class=\"comparison-table__text\">5% (min 75\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/?unq=66e42ccd2fe29\" data-url_param_unq=\"66e42ccd2fe29\"  data-url_param_pid=\"1113\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Inbank\"\n                data-product-id=\"2678\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd38c12\" data-url_param_customlink=\"https:\/\/inbank.ee\/laen\/autolaen?utm_source=affiliate_campaign&#038;utm_campaign=financer&#038;utm_medium=financer_carloan\" data-url_param_pid=\"2678\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/?unq=66e42ccd38c12\">\n                    <img decoding=\"async\" title=\"Inbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/inbank-laen.png\" alt=\"Inbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"12 000-30 000\u20ac\">\n                        <span class=\"comparison-table__text\">12 000-30 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 5.9% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 5.9% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1.5% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1.5% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/?unq=66e42ccd40f62\" data-url_param_unq=\"66e42ccd40f62\" data-url_param_customlink=\"https:\/\/inbank.ee\/laen\/autolaen?utm_source=affiliate_campaign&#038;utm_campaign=financer&#038;utm_medium=financer_carloan\" data-url_param_pid=\"2678\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bigbank\"\n                data-product-id=\"171\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd4a426\"  data-url_param_pid=\"171\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/?unq=66e42ccd4a426\">\n                    <img decoding=\"async\" title=\"Bigbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/bigbank-laenud.png\" alt=\"Bigbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"500-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">500-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 6,9%\">\n                        <span class=\"comparison-table__text\">alates 6,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 45\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 45\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/?unq=66e42ccd52d00\" data-url_param_unq=\"66e42ccd52d00\"  data-url_param_pid=\"171\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Holm Bank\"\n                data-product-id=\"14512\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd5ebde\"  data-url_param_pid=\"14512\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/?unq=66e42ccd5ebde\">\n                    <img decoding=\"async\" title=\"Holm Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2019\/05\/holm-bank.png\" alt=\"Holm Bank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"300-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">300-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"6,9%\">\n                        <span class=\"comparison-table__text\">6,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 30\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 30\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/?unq=66e42ccd666e9\" data-url_param_unq=\"66e42ccd666e9\"  data-url_param_pid=\"14512\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop Pank\"\n                data-product-id=\"1117\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd71621\"  data-url_param_pid=\"1117\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/?unq=66e42ccd71621\">\n                    <img decoding=\"async\" title=\"Coop Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/coop-pank-logo.png\" alt=\"Coop Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"5000-100 000\u20ac\">\n                        <span class=\"comparison-table__text\">5000-100 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 1,99% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 1,99% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 0%\">\n                        <span class=\"comparison-table__text\">alates 0%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/?unq=66e42ccd7ab34\" data-url_param_unq=\"66e42ccd7ab34\"  data-url_param_pid=\"1117\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Swedbank\"\n                data-product-id=\"621\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd8339c\"  data-url_param_pid=\"621\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/?unq=66e42ccd8339c\">\n                    <img decoding=\"async\" title=\"Swedbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/swedbank-eesti.png\" alt=\"Swedbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 7000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 7000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,29% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 2,29% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1,5% (min 200\u20ac)\">\n                        <span class=\"comparison-table__text\">1,5% (min 200\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/?unq=66e42ccd8a6e6\" data-url_param_unq=\"66e42ccd8a6e6\"  data-url_param_pid=\"621\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"SEB Pank\"\n                data-product-id=\"623\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd92ae4\"  data-url_param_pid=\"623\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/?unq=66e42ccd92ae4\">\n                    <img decoding=\"async\" title=\"SEB Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/4.jpg\" alt=\"SEB Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"personaalne\">\n                        <span class=\"comparison-table__text\">personaalne<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 225\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 225\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/?unq=66e42ccd9a2d4\" data-url_param_unq=\"66e42ccd9a2d4\"  data-url_param_pid=\"623\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"LHV Pank\"\n                data-product-id=\"627\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccda2281\"  data-url_param_pid=\"627\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/?unq=66e42ccda2281\">\n                    <img decoding=\"async\" title=\"LHV Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/2.jpg\" alt=\"LHV Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"personaalne\">\n                        <span class=\"comparison-table__text\">personaalne<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 150\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 150\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/?unq=66e42ccda9442\" data-url_param_unq=\"66e42ccda9442\"  data-url_param_pid=\"627\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Citadele\"\n                data-product-id=\"2638\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdb76cd\"  data-url_param_pid=\"2638\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/citadele\/redirect\/?unq=66e42ccdb76cd\">\n                    <img decoding=\"async\" title=\"Citadele\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/Citadele-bank.png\" alt=\"Citadele\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,49%\">\n                        <span class=\"comparison-table__text\">alates 2,49%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/citadele\/redirect\/?unq=66e42ccdbf7ad\" data-url_param_unq=\"66e42ccdbf7ad\"  data-url_param_pid=\"2638\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Luminor\"\n                data-product-id=\"7323\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdc72f5\"  data-url_param_pid=\"7323\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/?unq=66e42ccdc72f5\">\n                    <img decoding=\"async\" title=\"Luminor\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/11\/luminor-pank.png\" alt=\"Luminor\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 8000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 8000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,19% + 3 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 2,19% + 3 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 200\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 200\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/?unq=66e42ccdcebe7\" data-url_param_unq=\"66e42ccdcebe7\"  data-url_param_pid=\"7323\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\"\n                data-product-id=\"7098\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdd632d\"  data-url_param_pid=\"7098\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/pohja-eesti-hoiu-laenuuhistu\/redirect\/?unq=66e42ccdd632d\">\n                    <img decoding=\"async\" title=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/10\/eesti-hoius-logo.png\" alt=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 10 000 \u20ac\">\n                        <span class=\"comparison-table__text\">alates 10 000 \u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 12%\">\n                        <span class=\"comparison-table__text\">alates 12%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 150\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 150\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/pohja-eesti-hoiu-laenuuhistu\/redirect\/?unq=66e42ccddcdab\" data-url_param_unq=\"66e42ccddcdab\"  data-url_param_pid=\"7098\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                        <table class=\"comparison-table comparison-table--mobile  is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"true\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Ettev\u00f5te                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Lugejahinnang                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"manual-data-point-1\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Liisingusumma\">\n                    Liisingusumma<\/span><\/th><th> <span data-sorting=\"manual-data-point-3\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Intress\">\n                    Intress<\/span><\/th><th> <span data-sorting=\"manual-data-point-4\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Sissemakse\">\n                    Sissemakse<\/span><\/th><th> <span data-sorting=\"manual-data-point-6\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Lepingutasu\">\n                    Lepingutasu<\/span><\/th>                                <th>Alusta                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Mogo\"\n                data-product-id=\"1570\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd0a91b\"  data-url_param_pid=\"1570\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/?unq=66e42ccd0a91b\">\n                    <img decoding=\"async\" title=\"Mogo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/mogo-autod-mogo-ou.png\" alt=\"Mogo\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"500-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">500-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 21%\">\n                        <span class=\"comparison-table__text\">alates 21%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"5%\">\n                        <span class=\"comparison-table__text\">5%<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/mogo\/redirect\/?unq=66e42ccd16b73\" data-url_param_unq=\"66e42ccd16b73\"  data-url_param_pid=\"1570\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"TF Bank\"\n                data-product-id=\"1113\">\n                <span class=\"search-card__featured\">soovitatud<\/span>\n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd222a8\"  data-url_param_pid=\"1113\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/?unq=66e42ccd222a8\">\n                    <img decoding=\"async\" title=\"TF Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/01\/tfbank-logo.png\" alt=\"TF Bank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"1000-15 000\u20ac\">\n                        <span class=\"comparison-table__text\">1000-15 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 5,9%\">\n                        <span class=\"comparison-table__text\">alates 5,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"5% (min 75\u20ac)\">\n                        <span class=\"comparison-table__text\">5% (min 75\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/tf-bank\/redirect\/?unq=66e42ccd2fe29\" data-url_param_unq=\"66e42ccd2fe29\"  data-url_param_pid=\"1113\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Inbank\"\n                data-product-id=\"2678\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd38c12\" data-url_param_customlink=\"https:\/\/inbank.ee\/laen\/autolaen?utm_source=affiliate_campaign&#038;utm_campaign=financer&#038;utm_medium=financer_carloan\" data-url_param_pid=\"2678\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/?unq=66e42ccd38c12\">\n                    <img decoding=\"async\" title=\"Inbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/inbank-laen.png\" alt=\"Inbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"12 000-30 000\u20ac\">\n                        <span class=\"comparison-table__text\">12 000-30 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 5.9% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 5.9% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1.5% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1.5% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/inbank\/redirect\/?unq=66e42ccd40f62\" data-url_param_unq=\"66e42ccd40f62\" data-url_param_customlink=\"https:\/\/inbank.ee\/laen\/autolaen?utm_source=affiliate_campaign&#038;utm_campaign=financer&#038;utm_medium=financer_carloan\" data-url_param_pid=\"2678\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bigbank\"\n                data-product-id=\"171\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd4a426\"  data-url_param_pid=\"171\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/?unq=66e42ccd4a426\">\n                    <img decoding=\"async\" title=\"Bigbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/09\/bigbank-laenud.png\" alt=\"Bigbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"500-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">500-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 6,9%\">\n                        <span class=\"comparison-table__text\">alates 6,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 45\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 45\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/bigbank\/redirect\/?unq=66e42ccd52d00\" data-url_param_unq=\"66e42ccd52d00\"  data-url_param_pid=\"171\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Holm Bank\"\n                data-product-id=\"14512\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd5ebde\"  data-url_param_pid=\"14512\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/?unq=66e42ccd5ebde\">\n                    <img decoding=\"async\" title=\"Holm Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2019\/05\/holm-bank.png\" alt=\"Holm Bank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"300-25 000\u20ac\">\n                        <span class=\"comparison-table__text\">300-25 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"6,9%\">\n                        <span class=\"comparison-table__text\">6,9%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 30\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 30\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/holm-bank\/redirect\/?unq=66e42ccd666e9\" data-url_param_unq=\"66e42ccd666e9\"  data-url_param_pid=\"14512\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop Pank\"\n                data-product-id=\"1117\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd71621\"  data-url_param_pid=\"1117\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/?unq=66e42ccd71621\">\n                    <img decoding=\"async\" title=\"Coop Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2023\/10\/coop-pank-logo.png\" alt=\"Coop Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"5000-100 000\u20ac\">\n                        <span class=\"comparison-table__text\">5000-100 000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 1,99% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 1,99% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 0%\">\n                        <span class=\"comparison-table__text\">alates 0%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/redirect\/?unq=66e42ccd7ab34\" data-url_param_unq=\"66e42ccd7ab34\"  data-url_param_pid=\"1117\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Swedbank\"\n                data-product-id=\"621\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd8339c\"  data-url_param_pid=\"621\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/?unq=66e42ccd8339c\">\n                    <img decoding=\"async\" title=\"Swedbank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2015\/11\/swedbank-eesti.png\" alt=\"Swedbank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 7000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 7000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,29% + 6 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 2,29% + 6 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1,5% (min 200\u20ac)\">\n                        <span class=\"comparison-table__text\">1,5% (min 200\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/swedbank\/redirect\/?unq=66e42ccd8a6e6\" data-url_param_unq=\"66e42ccd8a6e6\"  data-url_param_pid=\"621\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"SEB Pank\"\n                data-product-id=\"623\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccd92ae4\"  data-url_param_pid=\"623\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/?unq=66e42ccd92ae4\">\n                    <img decoding=\"async\" title=\"SEB Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/4.jpg\" alt=\"SEB Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"personaalne\">\n                        <span class=\"comparison-table__text\">personaalne<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 225\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 225\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/redirect\/?unq=66e42ccd9a2d4\" data-url_param_unq=\"66e42ccd9a2d4\"  data-url_param_pid=\"623\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"LHV Pank\"\n                data-product-id=\"627\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccda2281\"  data-url_param_pid=\"627\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/?unq=66e42ccda2281\">\n                    <img decoding=\"async\" title=\"LHV Pank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/06\/2.jpg\" alt=\"LHV Pank\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"personaalne\">\n                        <span class=\"comparison-table__text\">personaalne<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 150\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 150\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/redirect\/?unq=66e42ccda9442\" data-url_param_unq=\"66e42ccda9442\"  data-url_param_pid=\"627\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Citadele\"\n                data-product-id=\"2638\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdb76cd\"  data-url_param_pid=\"2638\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/citadele\/redirect\/?unq=66e42ccdb76cd\">\n                    <img decoding=\"async\" title=\"Citadele\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2016\/07\/Citadele-bank.png\" alt=\"Citadele\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 5000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 5000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,49%\">\n                        <span class=\"comparison-table__text\">alates 2,49%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 190\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 190\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/citadele\/redirect\/?unq=66e42ccdbf7ad\" data-url_param_unq=\"66e42ccdbf7ad\"  data-url_param_pid=\"2638\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Luminor\"\n                data-product-id=\"7323\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdc72f5\"  data-url_param_pid=\"7323\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/?unq=66e42ccdc72f5\">\n                    <img decoding=\"async\" title=\"Luminor\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/11\/luminor-pank.png\" alt=\"Luminor\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 8000\u20ac\">\n                        <span class=\"comparison-table__text\">alates 8000\u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 2,19% + 3 kuu EURIBOR\">\n                        <span class=\"comparison-table__text\">alates 2,19% + 3 kuu EURIBOR<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"alates 10%\">\n                        <span class=\"comparison-table__text\">alates 10%<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"1% (min 200\u20ac)\">\n                        <span class=\"comparison-table__text\">1% (min 200\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/luminor\/redirect\/?unq=66e42ccdcebe7\" data-url_param_unq=\"66e42ccdcebe7\"  data-url_param_pid=\"7323\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            Alusta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\"\n                data-product-id=\"7098\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"66e42ccdd632d\"  data-url_param_pid=\"7098\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.ee\/ettevote\/pohja-eesti-hoiu-laenuuhistu\/redirect\/?unq=66e42ccdd632d\">\n                    <img decoding=\"async\" title=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/7\/2017\/10\/eesti-hoius-logo.png\" alt=\"P\u00f5hja-Eesti Hoiu-laenu\u00fchistu\">\n                <\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"alates 10 000 \u20ac\">\n                        <span class=\"comparison-table__text\">alates 10 000 \u20ac<\/span><\/td><td data-sorting=\"manual-data-point-3\" data-sorting-value=\"alates 12%\">\n                        <span class=\"comparison-table__text\">alates 12%<\/span><\/td><td data-sorting=\"manual-data-point-4\" data-sorting-value=\"Pole vaja\">\n                        <span class=\"comparison-table__text\">Pole vaja<\/span><\/td><td data-sorting=\"manual-data-point-6\" data-sorting-value=\"2% (min 150\u20ac)\">\n                        <span class=\"comparison-table__text\">2% (min 150\u20ac)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.ee\/ettevote\/pohja-eesti-hoiu-laenuuhistu\/redirect\/?unq=66e42ccddcdab\" data-url_param_unq=\"66e42ccddcdab\"  data-url_param_pid=\"7098\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            Alusta<\/a><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        \n\n\n<h2 class=\"wp-block-heading\" id=\"Kapitalirent_vs_kasutusrent\">Kapitalirent vs kasutusrent<\/h2>\n\n\n\n<p>Kapitalirent sobib siis,\u00a0<strong>kui su eesm\u00e4rk on auto reaalselt v\u00e4lja osta<\/strong>\u00a0ning olla \u00fchel p\u00e4eval auto omanik. Liisinguperioodi jooksul oled sa auto kasutaja (ning auto omanik on liisinguandja), kuid kui liisinguperiood l\u00f5ppeb, on sul v\u00f5imalus auto v\u00e4lja osta ning saada selle omanikuks.<\/p>\n\n\n\n<p>Kasutusrent on selline autoliisingu vorm, mille puhul sa maksad kuumakseid auto kasutamise eest ning liisinguperioodi l\u00f5pus ei pea sa autot sugugi v\u00e4lja ostma \u2013\u00a0<strong>auto tuleb perioodi l\u00f5ppedes liisinguandjale tagastada.\u00a0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kapitalirendi_plussid_ja_miinused\">Kapitalirendi plussid ja miinused<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Liisinguperioodi l\u00f5pus saab sinust auto omanik;<\/p>\n<\/li><li><p>Enamasti pole l\u00e4bis\u00f5idupiirangut;<\/p>\n<\/li><li><p>Esialgne kulu pole k\u00f5ige hullem \u2013 enamasti saab liisingut ka \u00fcksnes 10% omafinantseeringuga;<\/p>\n<\/li><li><p>Sobib juhtudeks, kui auto m\u00fc\u00fcjaks on eraisik (st 0%-k\u00e4ibemaksuga s\u00f5idukid);<\/p>\n<\/li><li><p>Saad kuumakseid v\u00e4hendada, makstes perioodi l\u00f5pus \u00e4ra suurema osa.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Kuumakse on tihti suurem kui kasutusrendi puhul;<\/p>\n<\/li><li><p>Ehkki sinust saaks auto omanik \u00fchel heal p\u00e4eval, ei saa sa perioodi jooksul autot kuidagi muuta ega t\u00e4iendada;<\/p>\n<\/li><li><p>Kui midagi peaks juhtuma, pead korvama parandused ise, kuigi auto veel sulle ei kuulu;<\/p>\n<\/li><li><p>Juhul, kui sa ei tasu makseid vahepeal korralikult, v\u00f5id sa kaotada oma \u201c\u00f5iguse\u201d osta auto endale \u2013 seega sisuliselt oled l\u00f5puks raisanud raha millegi jaoks, mida sa endale ei saa.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Kasutusrendi_plussid_ja_miinused\">Kasutusrendi plussid ja miinused<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Kuumakse on tavaliselt v\u00e4iksem kui kapitalirendi puhul;<\/p>\n<\/li><li><p>Saad oma kulusid muutmata vahetada auto hiljem v\u00e4lja uuema vastu ning v\u00f5idki nii teha pidevalt \u2013 saad s\u00f5ita uue autoga ja ei pea muretsema remondi v\u00f5i muude probleemide p\u00e4rast, mis kaasneksid vana autoga.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Liisinguperioodi l\u00f5ppedes pole sa auto omanik;<\/p>\n<\/li><li><p>Autol on enamasti l\u00e4bis\u00f5idupiirang;<\/p>\n<\/li><li><p>Pead auto kasutamisel olema v\u00e4ga ettevaatlik \u2013 kui auto on \u201cebaloomulikult\u201d palju kulunud, pead sa maksma selle eest lisaraha liisinguandjale.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Eesti_autoliisingute_tingimused\">Eesti autoliisingute tingimused<\/h2>\n\n\n\n<p>Autoliisingute tingimused v\u00f5ivad olla pealtn\u00e4ha sarnased, ent m\u00f5ned pisikesed erinevused v\u00f5ivad muuta kogu liisingulepingut. Financer toob allj\u00e4rgnevalt esile Eesti peamised liisingupakkujad ja nende \u00fcldtingimused. <\/p>\n\n\n\n<p>Pea aga meeles, et liisingu intress s\u00f5ltub sinu maksev\u00f5imest ja ostetavast s\u00f5idukist &#8211;\u00a0<strong>sulle tehakse personaalne liisingupakkumine krediidiandja poolt<\/strong>.<\/p>\n\n\n\n<table id=\"tablepress-12\" class=\"tablepress tablepress-id-12 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Liising<\/th><th class=\"column-2\">Intress (alates)<\/th><th class=\"column-3\">Liisingusumma<\/th><th class=\"column-4\">Liisinguperiood<\/th><th class=\"column-5\">Sissemakse<\/th><th class=\"column-6\">Lepingutasu<\/th><th class=\"column-7\">Auto vanus liisingu l\u00f5ppedes<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/swedbank\/\">Swedbank autoliising<\/a><\/td><td class=\"column-2\">2,29%<\/td><td class=\"column-3\">alates 7000\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 10%<\/td><td class=\"column-6\">1% s\u00f5iduki hinnast<\/td><td class=\"column-7\">maks. 15 aastat<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/coop-pank\/\">Coop autoliising<\/a><\/td><td class=\"column-2\">2,19%<\/td><td class=\"column-3\">alates 5000\u20ac<\/td><td class=\"column-4\">kuni 6 aastat<\/td><td class=\"column-5\">alates 0%<\/td><td class=\"column-6\">1% s\u00f5iduki hinnast<\/td><td class=\"column-7\">maks. 16 aastat<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/seb-pank\/\">SEB autoliising<\/a><\/td><td class=\"column-2\">3,99%<\/td><td class=\"column-3\">alates 5000\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 10%<\/td><td class=\"column-6\">1% s\u00f5iduki hinnast<\/td><td class=\"column-7\">maks. 16 aastat<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/lhv-pank\/\">LHV autoliising<\/a><\/td><td class=\"column-2\">7%<\/td><td class=\"column-3\">alates 7500\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 10%<\/td><td class=\"column-6\">1% s\u00f5iduki hinnast<\/td><td class=\"column-7\">maks. 12 aastat<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/luminor\/\">Luminor autoliising<\/a><\/td><td class=\"column-2\">2,29%<\/td><td class=\"column-3\">alates 8000\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 10%<\/td><td class=\"column-6\">1% s\u00f5iduki hinnast<\/td><td class=\"column-7\">maks. 13 aastat<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/inbank\/\">Inbank autoliising<\/a><\/td><td class=\"column-2\">4,9%<\/td><td class=\"column-3\">alates 15 000\u20ac<\/td><td class=\"column-4\">kuni 8 aastat<\/td><td class=\"column-5\">alates 0%<\/td><td class=\"column-6\">1,5% s\u00f5iduki hinnast<\/td><td class=\"column-7\">Pole piiratud<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/mogo\/\">Mogo autoliising<\/a><\/td><td class=\"column-2\">1,99%<\/td><td class=\"column-3\">alates 500\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 0%<\/td><td class=\"column-6\">5% laenusummast<\/td><td class=\"column-7\">Pole piiratud<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/financer.ee\/ettevote\/primero\/\">Primero autoliising<\/a><\/td><td class=\"column-2\">15%<\/td><td class=\"column-3\">alates 2000\u20ac<\/td><td class=\"column-4\">kuni 7 aastat<\/td><td class=\"column-5\">alates 0%<\/td><td class=\"column-6\">5% laenusummast<\/td><td class=\"column-7\">Pole piiratud<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Kuidas hoida kokku <span class=\"compare-amount\">523,00 \u20ac <\/span> laenukulukuselt<\/h3>\n\t\t\t\t<p>4&nbsp;000,00 \u20ac laenu kulukuse erinevus 90 p\u00e4eva kohta on 523,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.ee\/tulemused\/?query=1&filter_non_affiliate=1&param_amount=4000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Leia soodsaim laen siit<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Autoliising_vs_autolaen\">Autoliising vs autolaen<\/h2>\n\n\n\n<p>Kui sul on kindel eesm\u00e4rk osta auto ja tahad olla vabam oma valikutes, v\u00f5ib olla autolaen parem valik kui autoliising. L\u00f5ppude l\u00f5puks annab autolaen sulle vabaduse ise otsustada \u2013 sa ei s\u00f5ltu liisingufirma soovidest.<\/p>\n\n\n\n<p><strong>Autolaenu p\u00f5hiomadused:<\/strong><\/p>\n\n\n\n<ul>\n<li>Kaskokindlustust ei tule teha;<\/li>\n\n\n\n<li>Auto vanusel pole enamasti mitte mingit piiri;<\/li>\n\n\n\n<li>Sa oled kohe auto omanik;<\/li>\n\n\n\n<li>Pole l\u00e4bis\u00f5idupiiranguid ega muid limiite;<\/li>\n\n\n\n<li>Autolaenu kuumakse v\u00f5ib olla autoliisingust k\u00f5rgem;<\/li>\n\n\n\n<li>Sissemakse v\u00f5ib olla suurem &#8211; m\u00f5ni laenuandja annab autolaenu vaid 60-80% ulatuses.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ee\/laenud\/autolaen\/\" class=\"button  is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Vaata autolaene<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Autoliisingu_korduma_kippuvad_ksimused\">Autoliisingu korduma kippuvad k\u00fcsimused<\/h2>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>Millised on autoliisingu tingimused?<\/h4><div class=\"faq_inner\"><p>Iga autoliising v\u00f5ib olla pisut erinevate tingimustega olenevalt krediidiandjast. \u00dcldiselt aga v\u00f5id kohata j\u00e4rgnevaid tingimusi:<\/p>\n<ul>\n<li>autoliisingu peamine erip\u00e4ra on asjaolu, et sina ei ole auto omanik. Auto omanikuks v\u00f5id sa saada alles p\u00e4rast liisingulepingu l\u00f5ppu, kuid see ei ole alati kohustuslik (olenevalt liisingut\u00fc\u00fcbist);<\/li>\n<li>kaskokindlustus on kohustuslik peaaegu alati;<\/li>\n<li>enamasti on n\u00f5utud 10% sissemakse;<\/li>\n<li>intressi arvestatakse tihti s\u00f5iduki j\u00e4\u00e4kv\u00e4\u00e4rtusest;<\/li>\n<li>liisinguperiood on tavaliselt kuni 72-84 kuud;<\/li>\n<li>ehkki on erandeid, saab tavaliselt liisingut autodele, mis poleks liisinguperioodi l\u00f5ppedes vanemad kui 15-16 aastat.<\/li>\n<\/ul><\/div><h4>Mida t\u00e4hendab kasutusrent?<\/h4><div class=\"faq_inner\"><p>Kasutusrent on \u00fcks levinud autoliisingu vorm, mille korral tuleb auto liisinguandjale perioodi l\u00f5pus tagasi anda, st maksad auto kasutamise eest.\u00a0<strong>Liisinguperioodi l\u00f5pus on 3 valikut:<\/strong><\/p>\n<ul>\n<li>\n<p>pikendada s\u00f5iduki kasutamist, juhul, kui s\u00f5iduki vanus seda v\u00f5imaldab;<\/p>\n<\/li>\n<li>\n<p>vahetada auto uue vastu ja leida vanale masinale ostja;<\/p>\n<\/li>\n<li>\n<p>osta auto v\u00e4lja, makstes j\u00e4\u00e4kv\u00e4\u00e4rtuse liisinguandjale.<\/p>\n<\/li>\n<\/ul>\n<p>Sisuliselt v\u00f5id sa aga kasutusrendi lepinguperioodi l\u00f5ppedes autost vabaneda ja asja lugeda l\u00f5petatuks.<\/p><\/div><h4>Mis on t\u00e4isteenusrent?<\/h4><div class=\"faq_inner\"><p>T\u00e4isteenusrent on \u00fcks uusimaid variante, mis t\u00f5otab asendada liisingut. \u00dcks selliseid teenuseid Eestis on n\u00e4iteks\u00a0<a href=\"http:\/\/www.mobire.ee\/\">Mobire<\/a>.<\/p>\n<p>T\u00e4isteenusrendiga tasud rendiauto kuumakseid, mis on fikseeritud suurusega ning\u00a0<strong>rendimakse hind sisaldab absoluutselt k\u00f5iki kulusid, mis autoga seonduvad \u2013 hooldus, kindlustus, rehvid, remont<\/strong>.<\/p>\n<p>Mis muudab Mobire t\u00e4isteenusrendi eriti huvitavaks on asjaolu, et sa ei pea isegi kindlustust eraldi ostma ning k\u00f5igil masinatel on jooks talverehve kaasas.<\/p>\n<p>Terminiga \u201ct\u00e4isteenus\u201d m\u00f5tlevad nad t\u00f5epoolest seda, et\u00a0<strong>sa ei peaks absoluutselt oma pead vaevama lisakulude \u00fcle.<\/strong><\/p>\n<p>T\u00e4isteenusrendi v\u00f5imalusi pakuvad teisedki ettev\u00f5tted ning kui v\u00e4lja tuua miinuseid, siis t\u00e4isteenusrent on enamasti \u00fcsna kallis ning paljud t\u00e4isteenusrendi v\u00f5imalused on saadaval \u00fcksnes juriidilistele isikutele.<\/p><\/div><h4>Milline on soodsaim autoliising?<\/h4><div class=\"faq_inner\"><p>See, milline on soodsaim autoliising, s\u00f5ltub suuresti olukorrast, kuna paljud autoliisingud s\u00f5ltuvad valitud autost ja sinu maksev\u00f5imekusest, mille p\u00f5hjal tehakse personaalne pakkumine. Kui tahad teada, milline on sinu jaoks parim autoliising, uuri Financer.com lehel olevat v\u00f5rdlustabelit, kust leiad mitmed autoliisingud &#8211; v\u00f5rdle nende tingimusi ning vali endale v\u00e4lja parim.<\/p><\/div><h4>Kuidas saada autoliising ettev\u00f5ttele?<\/h4><div class=\"faq_inner\"><p>Enamike Eesti pankade ja suuremate laenuandjate valikus on autoliising ettev\u00f5ttele ning selle tingimused on \u00fcpris sarnased erakliendi autoliisingule. \u00dcks erinevus on aga tingimuste paindlikkus: autoliising ettev\u00f5ttele on tunduvalt paindlikum ning seejuures saab liisingusse v\u00f5tta lisaks s\u00f5iduautodele ka kommertss\u00f5idukeid, p\u00f5llumajandustehnikat ja isegi tootmisseadmeid.<\/p>\n<p>Ka autoliising ettev\u00f5ttele on m\u00f5istliku intressiga (olenevalt ettev\u00f5tte finantsv\u00f5imekusest) ning igas muus m\u00f5ttes sarnane tavalise autoliisingu tingimustega. Ettev\u00f5ttele liisides tasub kindlasti konsulteerida pangaga, et saada parem \u00fclevaade sellest, milliste tingimustega liisingut saaks.<\/p><\/div><h4>Kuidas saada autoliising makseh\u00e4irega?<\/h4><div class=\"faq_inner\"><p>Autoliising makseh\u00e4irega ei ole v\u00f5imalik. Kui sul on mistahes krediidiprobleeme (kas v\u00f5i hiljuti l\u00f5ppenud makseh\u00e4ireid), ei saa autoliisingut mitte kuskil Eestis. Autoliisingu saamiseks peab su rahaline seis olema suurep\u00e4rases korras ning sul ei tohi olla mingeid rahalisi muresid.<\/p><\/div><h4>Kuidas saada autoliising ilma sissemakseta?<\/h4><div class=\"faq_inner\"><p>T\u00fc\u00fcpilised pankade autoliisingud n\u00f5uavad alati v\u00e4hemalt 10% sissemakset, vahel isegi rohkem olenevalt sinu maksev\u00f5imekusest ja soovitud s\u00f5idukist.<\/p>\n<p>Autoliising ilma sissemakseta on v\u00f5imalik ainult n\u00f6 autolaenu vormis kohtades nagu Inbank v\u00f5i Bigbank. Need pole niiv\u00f5rd autoliisingud kui just autolaenud, seega pole ka sissemakse n\u00f5utud.\u00a0<strong>Uuri autolaene l\u00e4hemalt meie\u00a0<a href=\"https:\/\/financer.ee\/laenud\/autolaen\/\">autolaenude v\u00f5rdlustabelis<\/a>.<\/strong><\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Mis on autoliising? Ilma autota on t\u00e4nap\u00e4eval peaaegu v\u00f5imatu hakkama saada \u2013 kes meist ikka viitsib \u00fchistranspordiga loksuda p\u00e4evast p\u00e4eva?\u2026 <\/p>\n","protected":false},"author":28,"featured_media":78764,"parent":131,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1],"tags":[11],"_links":{"self":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/7033"}],"collection":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/comments?post=7033"}],"version-history":[{"count":50,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/7033\/revisions"}],"predecessor-version":[{"id":78115,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/7033\/revisions\/78115"}],"up":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/pages\/131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media\/78764"}],"wp:attachment":[{"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/media?parent=7033"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/categories?post=7033"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.ee\/wp-json\/wp\/v2\/tags?post=7033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}